Change who’s insured on a life insurance policy with a Change of Insured Rider. Something that might come in handy if you’re a business owner who wants to replace an employee, such as a key person.

Change of Insured Rider details

It's important to note that changing who’s insured may cause a taxable event. Neither the company nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.

Available products

The Change of Insured Rider is available with the following variable life insurance policies.

Nationwide YourLife® Accumulation VUL
Life insurance protection and the ability to overfund the product when you’re already contributing the maximum allowable amount to your qualified retirement plans.

Nationwide YourLife® Protection VUL
Guaranteed death benefit and upside market potential.

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Optional riders that customize a policy to fit individual needs usually carry an additional charge and are only available through the purchase of variable universal life insurance products. Riders may be known by different names in different states and may not be available in every state.

Variable products are sold by prospectus. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To obtain a product prospectus call 1-800-321-6064, contact an insurance professional or click on the prospectus link on

Guarantees are subject to the claims-paying ability of the issuing life insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.