Please read this important information
Guarantees and protections are subject to Nationwide's claims-paying ability. They don't apply to the investment performance or safety of the underlying investment options. Underlying sub accounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.
Nationwide YourLife is a service mark of Nationwide Mutual Insurance Company.
 Access to your money – This assumes that the contract qualifies as life insurance under section 7702 of the Internal Revenue Code (IRC) and is not a modified endowment contract (MEC) under section 7702A. Most distributions are taxed on a first-in/first-out basis as long as the contract meets non-MEC definitions under section 7702A. Loans and partial withdrawals from a MEC generally are taxable and, if taken prior to age 59½, may be subject to a 10% tax penalty. Unpaid loans will reduce the cash value and death benefit payable, and if the policy lapses with a loan outstanding, it will be treated as a distribution and may be subject to income tax.
Oklahoma Policy/Certificate: NWLA-440-OK
Riders/Endorsements: NWLA-412, NWLA-414, NWLA-415, NWLA-416, NWLA-417, NWLA-419, NWLA-420, NWLA-421, NWLA-423, NWLA-229, NWLA-317, NWLA-318
Oklahoma Riders/Endorsements: NWLA-412-OK, NWLA-414, NWLA-415, NWLA-416, NWLA-417, NWLA-419, NWLA-420-OK, NWLA-421-OK, NWLA-423, NWLA-229-35, NWLA-315-35, NWLA-318-35