The underlying funds listed below are only available as YourLife Accumulation VUL investment options in variable insurance products issued by life insurance companies. They are not offered or made available directly to the public. These portfolios may contain different investments than the similarly named mutual funds offered by the money manager; therefore, investment results may differ. Fund holdings and investment strategies are subject to change. Investments in some funds may involve certain risks and may not be appropriate for all investors.

Before investing in a Nationwide YourLife Accumulation VUL fund, you should carefully consider its investment objectives, risks, charges and expenses. This and other important information is contained in the fund's prospectus, which can be obtained from your investment professional or by contacting Nationwide. Please read the prospectus carefully before investing.

Fund profiles must be read together with these IMPORTANT DISCLOSURES. For a more complete picture of any fund, you should also consult a current performance report and prospectus. Profiles may not be available for every fund.

Large-cap stocks

Large-cap blend

Investment option fund profile (PDF)Fund partner
NVIT Nationwide Fund — Class INationwide Variable Insurance Trust Funds
NVIT S&P 500 Index Fund — Class INationwide Variable Insurance Trust Funds
Oppenheimer Main Street Fund®/VA — Non-Service SharesOppenheimer Variable Account Funds

Large-cap growth

Investment option fund profile (PDF)Fund partner
Fidelity® VIP Growth Portfolio — Service ClassFidelity Variable Insurance Products Fund
Neuberger Berman NVIT Socially Responsible Fund — Class INationwide Variable Insurance Trust Funds
NVIT Large Cap Growth Fund — Class INationwide Variable Insurance Trust Funds
NVIT Multi-Manager Large Cap Growth Fund — Class INationwide Variable Insurance Trust Funds

Large-cap value

Investment option fund profile (PDF)Fund partner
American Century NVIT Multi Cap Value Fund — Class INationwide Variable Insurance Trust Funds
BlackRock NVIT Equity Dividend Fund — Class INationwide Variable Insurance Trust Funds
Dimensional — VA U.S. Large Value PortfolioDFA Investment Dimensions Group Inc.
Fidelity® VIP Equity-Income Portfolio — Service ClassFidelity Variable Insurance Products Fund
MFS® VIT Value Series — Initial ClassMFS® Variable Insurance Trust
NVIT Multi-Manager Large Cap Value Fund — Class INationwide Variable Insurance Trust Funds

Mid-cap stocks

Mid-cap blend

Investment option fund profile (PDF)Fund partner
NVIT Mid Cap Index Fund — Class INationwide Variable Insurance Trust Funds

Mid-cap growth

Investment option fund profile (PDF)Fund partner
Janus Henderson VIT Enterprise Portfolio: Institutional SharesJanus Aspen Series
NVIT Multi-Manager Mid Cap Growth Fund — Class INationwide Variable Insurance Trust Funds

Mid-cap value

Investment option fund profile (PDF)Fund partner
AB VPS Small/Mid Cap Value Portfolio — Class AAllianceBernstein Variable Products Series Fund, Inc.
NVIT Multi-Manager Mid Cap Value Fund — Class INationwide Variable Insurance Trust Funds

Small-cap stocks

Small-cap blend

Investment option fund profile (PDF)Fund partner
NVIT Multi-Manager Small Company Fund — Class INationwide Variable Insurance Trust Funds
NVIT Small Cap Index Fund — Class IINationwide Variable Insurance Trust Funds

Small-cap growth

Investment option fund profile (PDF)Fund partner
MFS® VIT New Discovery Series — Initial ClassMFS® Variable Insurance Trust
NVIT Multi-Manager Small Cap Growth Fund — Class INationwide Variable Insurance Trust Funds

Small-cap value

Investment option fund profile (PDF)Fund partner
Delaware VIPT Small Cap Value — Service ClassDelaware VIP Trust
Delaware VIPT Small Cap Value — Service ClassDFA Investment Dimensions Group Inc.
NVIT Multi-Manager Small Cap Value Fund — Class INationwide Variable Insurance Trust Funds

International stocks

Emerging markets

Investment option fund profile (PDF)Fund partner
Fidelity® VIP Emerging Markets Portfolio — Service ClassFidelity Variable Insurance Products Fund
NVIT Emerging Markets Fund — Class INationwide Variable Insurance Trust Funds

Foreign large blend

Investment option fund profile (PDF)Fund partner
MFS® VIT II International Value Portfolio — Initial ClassMFS® Variable Insurance Trust
NVIT International Index Fund — Class INationwide Variable Insurance Trust Funds

Foreign large growth

Investment option fund profile (PDF)Fund partner
Fidelity® VIP Overseas Portfolio — Service ClassFidelity Variable Insurance Products Fund
NVIT Multi-Manager International Growth Fund — Class INationwide Variable Insurance Trust Funds
Oppenheimer International Growth Fund/VA — Non-Service SharesOppenheimer Variable Account Funds

Foreign large value

Investment option fund profile (PDF)Fund partner
AB VPS International Value Portfolio — Class BAllianceBernstein Variable Products Series Fund, Inc.
Dimensional — VA International Value PortfolioDFA Investment Dimensions Group Inc.
NVIT Multi-Manager International Value Fund — Class INationwide Variable Insurance Trust Funds

Foreign small/mid blend

Investment option fund profile (PDF)Fund partner
Dimensional — VA International Small PortfolioDFA Investment Dimensions Group Inc.

World stock

Investment option fund profile (PDF)Fund partner
American Funds NVIT Global Growth Fund — Class IINationwide Variable Insurance Trust Funds
Oppenheimer Global Fund/VA — Non-Service SharesOppenheimer Variable Account Funds

Bonds

High yield bond

Investment option fund profile (PDF)Fund partner
BlackRock High Yield VI Fund — Class IBlackRock Variable Series Funds, Inc.
Federated NVIT High Income Bond Fund — Class INationwide Variable Insurance Trust Funds

Inflation-protected bond

Investment option fund profile (PDF)Fund partner
American Century VP Inflation Protection Fund — Class IAmerican Century Variable Portfolios II, Inc.
Dimensional — VIT Inflation-Protected Securities PortfolioDFA Investment Dimensions Group Inc.

Intermediate government bond

Investment option fund profile (PDF)Fund partner
NVIT Government Bond Fund — Class INationwide Variable Insurance Trust Funds

Intermediate-term bond

Investment option fund profile (PDF)Fund partner
DoubleLine NVIT Total Return Tactical Fund — Class IINationwide Variable Insurance Trust Funds
Fidelity® VIP Investment Grade Bond Portfolio — Service ClassFidelity Variable Insurance Products Fund II
Lord Abbett Series Total Return Portfolio — Class VCLord Abbett Series Fund
NVIT Bond Index Fund — Class INationwide Variable Insurance Trust Funds
NVIT Core Bond Fund — Class INationwide Variable Insurance Trust Funds
NVIT Core Plus Bond Fund — Class INationwide Variable Insurance Trust Funds
PIMCO VIT Total Return Portfolio — Administrative ClassPIMCO Variable Insurance Trust

Multisector bond

Investment option fund profile (PDF)Fund partner
NVIT Multi Sector Bond Fund — Class INationwide Variable Insurance Trust Funds

World bond

Investment option fund profile (PDF)Fund partner
Dimensional — VA Global Bond PortfolioDFA Investment Dimensions Group Inc.
PIMCO VIT Global Bond Portfolio (Unhedged) — Administrative ClassPIMCO Variable Insurance Trust
Templeton Global Bond VIP Fund — Class 1Franklin Templeton Variable Insurance Products Trust

Short-term bonds

Short-term bond

Investment option fund profile (PDF)Fund partner
NVIT Short Term Bond Fund — Class ILord Abbett Series Fund
PIMCO VIT Low Duration Portfolio — Administrative ClassPIMCO Variable Insurance Trust

Ultrashort bond

Investment option fund profile (PDF)Fund partner
Dimensional — VA Short-Term Fixed PortfolioDFA Investment Dimensions Group Inc.

Cash

Investment option fund profile (PDF)Fund partner
NVIT Government Money Market Fund — Class VNationwide Variable Insurance Trust Funds

Specialty

Commodities

Investment option fund profile (PDF)Fund partner
PIMCO VIT CommodityRealReturn® Strategy Portfolio — Administrative ClassPIMCO Variable Insurance Trust

Equity sector

Investment option fund profile (PDF)Fund partner
Fidelity® VIP Energy Portfolio — Service Class 2Fidelity Variable Insurance Products Fund IV
Janus Henderson VIT Global Technology Portfolio: Service SharesJanus Aspen Series
T. Rowe Price Health Sciences PortfolioT. Rowe Price Equity Series, Inc.

Multialternative

Investment option fund profile (PDF)Fund partner
Goldman Sachs VIT Multi-Strategy Alternatives Portfolio — Service SharesGoldman Sachs Variable Insurance Trust
Guggenheim VF Multi-Hedge StrategiesGuggenheim Variable Funds

Natural resources

Investment option fund profile (PDF)Fund partner
VanEck VIP Trust Global Hard Assets Fund — Initial ClassVanEck Variable Insurance Products Trust

Real estate

Investment option fund profile (PDF)Fund partner
Fidelity® VIP Real Estate Portfolio — Service ClassFidelity Variable Insurance Products Fund
INVIT Real Estate Fund — Class INationwide Variable Insurance Trust Funds

Asset allocation

Aggressive allocation

Investment option fund profile (PDF)Fund partner
NVIT Cardinal℠ Aggressive Fund — Class INationwide Variable Insurance Trust Funds
NVIT Cardinal℠ Moderately Aggressive Fund — Class INationwide Variable Insurance Trust Funds
NVIT Investor Destinations Aggressive Fund — Class PNationwide Variable Insurance Trust Funds
NVIT Investor Destinations Moderately Aggressive Fund — Class PNationwide Variable Insurance Trust Funds

Conservative allocation

Investment option fund profile (PDF)Fund partner
Franklin Income VIP Fund — Class 1Franklin Templeton Variable Insurance Products Trust
NVIT Cardinal℠ Balanced Fund — Class INationwide Variable Insurance Trust Funds
NVIT Cardinal℠ Moderately Conservative Fund — Class INationwide Variable Insurance Trust Funds
NVIT Cardinal℠ Conservative Fund — Class INationwide Variable Insurance Trust Funds
NVIT Cardinal℠ Managed Growth & Income Fund — Class INationwide Variable Insurance Trust Funds
NVIT Investor Destinations Balanced Fund — Class PNationwide Variable Insurance Trust Funds
NVIT Investor Destinations Moderately Conservative Fund — Class PNationwide Variable Insurance Trust Funds
NVIT Investor Destinations Conservative Fund — Class PNationwide Variable Insurance Trust Funds
NVIT Investor Destinations Managed Growth & Income Fund — Class INationwide Variable Insurance Trust Funds

Moderate allocation

Investment option fund profile (PDF)Fund partner
American Funds NVIT Asset Allocation Fund — Class IINationwide Variable Insurance Trust Funds
NVIT Cardinal℠ Capital Appreciation Fund — Class INationwide Variable Insurance Trust Funds
NVIT Cardinal℠ Moderate Fund — Class INationwide Variable Insurance Trust Funds
NVIT Cardinal℠ Managed Growth Fund — Class INationwide Variable Insurance Trust Funds
NVIT DFA Moderate Fund — Class PNationwide Variable Insurance Trust Funds
NVIT Investor Destinations Capital Appreciation Fund — Class PNationwide Variable Insurance Trust Funds
NVIT Investor Destinations Moderate Fund — Class PNationwide Variable Insurance Trust Funds
NVIT Investor Destinations Managed Growth Fund — Class INationwide Variable Insurance Trust Funds

Tactical allocation

Investment option fund profile (PDF)Fund partner
Deutsche Global Income Builder VIP — Class ADeutsche Variable Series II
PIMCO VIT All Asset Portfolio — Administrative ClassPIMCO Variable Insurance Trust

World allocation

Investment option fund profile (PDF)Fund partner
BlackRock Global Allocation VI Fund — Class IBlackRock Variable Series Funds, Inc.
Dimensional — VA Global Moderate Allocation PortfolioDFA Investment Dimensions Group Inc.
Invesco VI Balanced-Risk Allocation Fund — Series IINVESCO
NVIT DFA Capital Appreciation Fund — Class PNationwide Variable Insurance Trust Funds
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