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Apply for RV Financing With Nationwide

Find the RV loan that fits your budget with RV financing from Nationwide Bank. We offer low loan rates and flexible terms for most types of motorized recreational vehicles. It takes just minutes to get preapproved, and you can finish the loan online anytime, anywhere.

Current RV loan rates


Depending on the amount you wish to borrow, you can find the RV loan rate and term that suit your needs. The terms below are available in six-month increments.

Loan amount Terms available
$25,000+     Up to 144 months
$12,000+         Up to 72 months
$5,000+ Up to 60 months

Features

Nationwide Bank offers the same great rates for new, used and refinance RV loans. And you can do everything online – from getting preapproved to signing your loan documents to paying the seller.

There are no fees to apply and no fees to refinance, so apply today!

How to apply

Get preapproved on our secure site, and finish your loan when you find the RV you want.

You must be 18 years or older and a U.S. citizen or legal resident to apply for a loan. Have the following information available to complete your RV loan application.

Personal information Financial information RV information
  • Previous address if you've been in your current home less than two years
  • Previous employer if you've been with your current employer less than two years
  • The amount you wish to borrow or refinance for your RV loan
  • Annual income (salary, bonuses, retirement income, etc.) and other income (child support, alimony) if you wish to have it considered as a basis for repaying your RV loan
  • Bank account information for your automatic loan payments1
  • Year, make, model and VIN2
  • Purchase price
  • Name, address and phone number of the seller or dealership

If you are applying for an RV loan with another person, you will need to have that person's residence information, too.

FAQs

Do I have to purchase an RV through an authorized dealer to get recreational vehicle loan financing?

No. You can buy your RV from a dealership or private party to get a new or used RV loan from Nationwide Bank. The name and address of a private party must match the vehicle title when entering it within the application.

What RVs are not eligible for a Nationwide loan?

Nationwide Bank does not offer loans on RVs that have a salvage title or that are 20 years and older. In addition, the RV must be a motorized recreational vehicle.

After I am approved, how quickly can I get a check?

Because Nationwide Bank is a digital bank, everything happens online, including financing your RV. We make it easy by sending the funds from your loan directly to the seller.

Here's how it works:

In our RV loan application, we will ask you for the address and phone number of the seller.

Once you’ve signed your loan documents, we will email you a secure Funding Code and a link to the Nationwide Payment Center. When you’re ready to get your RV, simply share this information with the seller. The seller will tell Nationwide Bank where to deposit the funds, and you can drive home in style.

Please note, if you purchase an RV through a private individual, the price of the RV will go straight to the seller. The rest of your loan will go into your account for you to pay tax and any fees as part of the purchase. Be sure you receive the signed title of the RV so you can send it to Nationwide Bank.

For RV refinance loans, we will send the check directly to the lender.

Is it possible to pay off my RV loan early?

Yes. Nationwide Bank does not charge a penalty for paying off your loan early.

What isn’t included in the price of my RV?

Be sure you factor in sales tax, any dealer fees and the cost of an extended warranty if you purchase one.

Make sure your RV is protected wherever it goes. Get an RV insurance quote from Nationwide today!

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