How Do I Save For Retirement?
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Setting Up a Retirement Plan

If your company doesn’t offer a retirement plan like a 401(k) or pension plan, you're not alone. In fact, according to the U.S. Bureau of Labor Statistics, you're among 55% of all workers who don’t have access to a defined contribution plan.1

Don't let this discourage you. There are still many ways you can start saving for retirement. Consider these options.

Get a head start on retirement planning

If you're not putting money into some type of long-term investment vehicle to help save for retirement, then you're risking your future. It will be hard for you to keep pace with your current standard of living in retirement if you don't do something about it now. Keep in mind that investing in the stock market involves market risk, including possible loss of principal.

The sooner you invest, the more opportunity your money has to work for you. There are things you can do now to help make sure you have lifetime income.

Think about individual retirement planning

There are many ways to save for retirement outside of work, including:

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