Life with AD&D Insurance

Help Your Employees Protect What's Important

Group life insurance is a simple and inexpensive way to create a competitive benefits package for your business. Plus, it's an important part of many families' financial portfolios, providing a cushion to get through a terrible situation. 

With benefits from Nationwide Insurance, you can provide employees and their families with coverage that can help their beneficiaries pay the mortgage, funeral or final medical expenses; replace a portion of the lost income; or help pay for a child’s college tuition.

This plan provides group term life insurance.

Life with AD&D Insurance Plan Highlights
Life Insurance Benefit Amount All amounts are issues on a guaranteed basis - employees are not required to answer health questions or undergo medical underwriting to qualify for coverage.
Benefit Options $15,000
Benefit Age Reduction Life insurance benefit will reduce by 35% at age 65, by 50% at age 70, by 72% at age 75 and by 80% at age 80. Each reduction is based on the benefit amount prior to age 65.
Accidental Death and Dismemberment (AD&D) Coverage AD&D coverage pays an additional benefit for covered losses sustained as a result of accidental bodily injury. Maximum benefit equal to your life insurance benefit amount.
Additional Services Travel Assistance
When you are traveling 100+ miles from home, emergency medical assistance and travel services are available 24 hours a day.

Employee Assistance Program
Confidential work and personal support services available online and via telephone; face-to-face counseling may be available if qualifying event occurs (e.g., death or disability of insured).

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