Add a Surrender Value Enhancement Rider to your life insurance policy
If a policy is cancelled during the surrender charge period, a surrender charge is deducted from the cash value. By adding a Surrender Value Enhancement Rider, your surrender charges can be adjusted if your policy is surrendered during the first four years.
This rider is only available on corporate-owned life insurance policies and must be selected when the policy is issued. The benefit may be known by a different name. Please refer to your insurance contract, product prospectus or investment professional for specific details on how this rider affects your surrender charges.