PWC Insurance Coverage
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What Does Personal Watercraft Insurance Cover?

Nationwide offers many different types of personal watercraft (PWC) insurance coverage. Browse our affordable coverage options to find the policy that’s right for you. Get an online PWC insurance quote by clicking above or calling Nationwide at 1-877-669-6877.

Liability coverage for Personal Watercrafts

Liability helps cover injuries and property damage to others resulting from a covered accident if you are found to be legally liable. This includes pollution liability coverage and wreckage removal.

Collision coverage for Personal Watercrafts

Collision insurance helps pay for damage to your PWC, motor, trolling motor, trailer, permanent and portable equipment in the event of a covered accident.

Comprehensive Coverage for Personal Watercrafts

Comprehensive insurance helps pay for damage to your PWC, motor, trolling motor, trailer, permanent and portable equipment for losses resulting from incidents such as fire, theft or storms. Look to Nationwide for your Jet Ski insurance, WaveRunner insurance or Sea-Doo insurance.

Uninsured or underinsured PWC coverage

This personal watercraft or Jet Ski® insurance helps cover damage to your PWC, Jet Ski®, motor, trolling motor, trailer, permanent and portable equipment in the event of a covered accident.

Medical Payments

Medical payments helps cover medical bills for the treatment of injuries that are incurred by you or others while operating or occupying your boat.

On-water Towing and Labor for Personal Watercrafts

This option helps cover towing expenses and other emergency services if your personal watercraft becomes disabled on the water.

PWC Insurance Discounts

You may be eligible for a reduced rate on the above policies. Explore Nationwide PWC insurance discounts on our personal watercraft insurance coverage.

Once you get your PWC insurance quote from Nationwide, check out our tips for operating a personal watercraft.

Looking for information about boat insurance? Learn more about Nationwide’s boat insurance coverage options today.

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