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Nationwide's smart home program

Innovative smart leak detection technology helps customers prevent losses from water damage.
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Homeowners with Nationwide property insurance can now order a smart home monitoring system at no additional charge.
Due to the limited number of systems available, this offer is good only while supplies last.
Currently available in:
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MI, MD, MO, MS, MT, NE, NJ, NM, OH, OR, PA, RI, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

Customer benefits

  • Early detection helps decrease damage
  • Premium discounts up to 10%1
  • Homeowners can order a smart water-leak detection device at no additional charge; renters can purchase one at a discounted rate

Agent benefits

  • Increased customer engagement can increase retention
  • Premium discounts up to 10%1
  • Potential reduction in loss ratios due to fewer nonweather water losses
man holding child up

Facts to share

Water damage is a leading cause of home insurance claims — almost 25%.2 A smart home system can help prevent damage from overflowing bathtubs, frozen water pipes that burst, sewer backups, sump pump failures and more.

Spread the word about the benefits of smart home systems

Step 1

Add the smart home program to every homeowners quote and tell your clients about the benefits of installing smart water leak detection devices in their homes. Today’s homeowners are interested in early warning systems that help proactively prevent water damage.

Step 2

Tell your clients to watch for an email from Nationwide® that will include a link to order their smart home device and that their premium discount will be discontinued after 55 days if they haven’t ordered and activated their device.

Step 3

Remember: Clients must agree to the terms and conditions of the program, including the sharing of their data with Nationwide.

Resources

Program overview

FAQs

Availability varies by state, coverage selections and rating factors.

[1] The discount applies to fire, theft and water coverages. Program criteria differ in California and Washington. CA: 10% discount applied to water nonweather and water weather and theft; 5% on fire perils; WA: 5% discount applied to all perils. The discount for smart home participation will be discontinued if an eligible smart home monitoring system is not ordered and activated within 55 days of enrollment.

[2] 23% is the weighted average for 2017 through 2021; iii.org/fact-statistic/facts-statistics-homeowners-and-renters-insurance (accessed Sept. 13, 2023).

The smart home monitoring system and related support will be provided by the third-party system provider. Nationwide is not responsible for the system or any home monitoring.