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America’s marketFLEX^® II Annuity

It’s your retirement, and it’s up to you to plan for it. Consider the potential of a variable annuity to help fund the retirement you want.

America's marketFLEX^® II Annuity is a variable annuity. A variable annuity is a long-term investment vehicle designed to help with retirement planning. It is a contract issued by a life insurance company that provides a variable rate of return based on the performance of underlying investment options.

This product can help you:

• Manage risk with the ultimate goal of helping protect and grow assets 
• Add flexibility to reallocate assets based on a variety of signals within the marketplace 
  
• Allow control for when things are trending down in one sector or segment; you and your registered investment advisor have the power to rebalance the portfolio to help minimize losses and capitalize on opportunities in other sectors or strategies 
• Keep in mind that diversification and asset allocation as part of an overall investment strategy do not assure a profit or protect against loss in a declining market

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Guarantees and protections are subject to Nationwide's claims-paying ability. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.

Annuities are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

America’s marketFLEX is a service mark of Nationwide Life Insurance Company. Dynamic Advantage Program is a service mark held by Rydex Investments, an affiliate of Rydex Advisory Services, LLC.

Investment products offered are not FDIC-insured, may lose value, have no bank guarantee.

Contracts/Riders: APO-5074, APO-5074-37, APO-5074-43B, APO-5074-43B-EX, APO-5075,APO-5075-37, VAR-0114AO
Oklahoma Contracts/Riders: APO-5074-36, APO-5075, VAR-0114AO

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