We know Middle Market business insurance

Nationwide has more than 90 years of business experience.

CustomSolutions® to meet Middle Market business needs

The needs of your middle market customers can be complex and specialized. You need an insurance carrier partnering with you to deliver the strategic solutions your customers require. Middle Market accounts typically exceed $100K in Direct Written Premium.

Commercial Agribusiness
Commercial Auto
Directors And Officers Liability
Excess And Surplus
Professional Liability
Farm And Ranch
Inland Marine
Property And Casualty
Surety And Fidelity
Management Lines Package
Cyber Liability

Strong ratings. Stronger commitment.

(Applies to property & casualty affiliates)
Standard & Poor’s
Affirmed 4/30/24

Fifth highest of 21 ratings

AM Best
Received 12/07/23
Received 11/10/23

We’re a Fortune 100 company with over 90 years of experience.

We carry more than $1.3 billion in Middle Market commercial premiums.

We are consistently in the top 10 of standard commercial carriers.

We specialize in Middle Market business products and solutions for:

Middle Market
  • Commercial real estate
  • Construction
  • Contracting
  • Food processing, manufacturing and distribution
  • Manufacturing
  • Senior living and human services
  • Wholesale and distribution

Additional resources and solutions

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Customers get loss control tools and resources, plus a Loss Control Services team to help manage risks to their operations. Agents have access to the Enhanced Loss Analysis (ELA) tool to review loss drivers by account and share with customers.

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We offer the peace of mind that, when your clients need to file a claim, our specialized commercial claims teams are available to get their businesses back up and running. Learn more

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Helping you turn insights into actionable strategies that can change the way you work, as well as help you become an indispensable partner to your customers. Learn more

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Nationwide is proud to partner with organizations that can help you serve your customers. Check out our Partner Solutions page to learn more.

Reasons to choose Nationwide

Our CustomSolutions offerings include the products, tools and expertise you need, including:

Expert claims and loss control services to help minimize losses, keep businesses running, protect valuable assets and ultimately improve customer satisfaction


Specialized underwriting and field support staff who provide expertise for businesses with more complex risks


Our CustomSolutions offerings include the products, tools and expertise you need, including: Custom products and pricing with a broad range of specialized coverages and endorsements to meet the specific needs of larger businesses

Become a Nationwide appointed agent

We have streamlined our process to get you an appointment decision as quickly as possible.

We have what you're looking for in a carrier:

  • Stable, respected, national presence
  • Nationally recognized claims support
  • Relationship-driven sales support
  • Exceptional service with a personal touch

What we look for in an agent to become appointed:

  • Have an established history of profitable growth
  • Have a spirited drive for acquisition
  • Conduct annual business planning
  • Have a strong community presence
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Get appointed with Nationwide
Access everything you need to know to become an independent agent.

If you're already appointed and interested in adding another line of business or license, contact your sales manager.