Overview

Pro-Praxis Senior Living Underwriters, a division of CRC Programs and CRC Group, is a highly experienced and client-focused managing general underwriter (MGU) servicing the insurance needs of the senior living industry and providing comprehensive solutions for senior living facilities. Our insurance products are supported by effective risk management and results-driven claims handling.

Product highlights

Pro-Praxis program coverage is available for senior living facilities in all 50 states, subject to the specific product limitations in certain states and venues, and includes:

  • Professional and general liability
  • Excess/umbrella liability
  • Profit and not-for-profit senior living facilities
  • Property
  • Business auto

Scope of coverage

A sampling of policy inclusions available include:

Professional and general liability

  • Occurrence- and claims-made forms
  • Separate towers for professional and general liability
  • Per location aggregate
  • First dollar, deductible and SIR programs
  • Punitive damages coverage
  • “Good Samaritan” coverage for medical directors
  • Barbers and beauticians as insureds
  • Enhancement endorsement sub-limits include:
    • Damage to personal property
    • Evacuation expense
    • Super bug clean up
    • HIPAA reimbursement
    • Crisis costs
    • Disciplinary proceedings

Excess/umbrella liability

  • Excess limits up to $5,000,000 (higher limits available upon request)
  • Follow form sexual and physical abuse coverage

Property

  • Admitted insurer
  • Comprehensive property form, including:
    • Equipment breakdown
    • Crime
    • Flood and earthquake
    • Inland marine
  • Enhancement endorsement
  • First dollar, deductible and SIR Programs

Business auto

  • Limits to $1,000,000 CSL
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Contact

David Catanuto
Vice President
dcatanuto@crcins.com
Direct: 720-922-7208
Cell: 720-234-1305

Pro-Praxis Healthcare Program

Pro-Praxis Insurance is an underwriting management firm, capitalized by the Cooper Gay-Swett & Crawford Group. Their underwriters specialize in addressing the unique risks associated with the healthcare industry. They understand our insureds' business, allowing them to niche the niche and tailor insurance programs specific to the needs of our insureds.