Where we specialize; key product verticals

Premises, Hospitality & Service

With targeted expertise, we're well-equipped to be your market for Premises, Hospitality & Service risks.

Capabilities

  • Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point.
  • $25,000 minimum premium for primary, $5,000 minimum premium for excess policies.

Learn more about our Premises, Hospitality & Service (PDF) vertical, including our expertise, capabilities, and appetite.

Product Manufacturing

Count on us to deliver specialized expertise for your most complex product manufacturing risks.

Capabilities

  • Products Liability or full CGL with 1/2/2 with higher limits available for select classes
  • $7,500 minimum premium for primary; $5,000 minimum policy premium for excess
  • Excess coverage available up to $5m in lead position with ability to ventilate. Additional capacity available up to $25M depending on attachment point
  • ISO occurrence or claims-made forms available

Learn more about our Product Manufacturing (PDF) vertical, including our expertise, capabilities, and appetite.

Excess Auto

We are your market for Excess Auto coverage.

Capabilities

  • Low, Mid and High-attachment excess capabilities based on class
  • Excess coverage is available up to $5 million
  • Additional capacity is available up to $25 million depending on the attachment point
  • ISO forms
  • $25,000 policy-level minimum premium
  • Not a market for Excess Auto buffer layer

Learn more about our Excess Auto (PDF) vertical, including our expertise, capabilities, and appetite.

Excess Casualty overview

Nationwide's wholesale brokers access our expertise for stand-alone excess or umbrella products, written on a supported or unsupported basis. Here's what else you need to know:
  • Brokerage Excess has capacity up to $25 million
  • Typically we deploy $5 million in a lead position and will use the full $25 million in capacity when participating higher up in an excess tower
  • Underlying requirements include AM Best A-V or better rated primary carriers (exception would be for EL carriers B+V or better) with minimum primary limits of $1 million/$2 million GL, $1 million auto liability, and $100,000/$500,000/$100,000 employers liability

Preferred Excess Casualty classes of business

Commercial real estate

  • Commercial lessor's risk only
  • Offices
  • Vacant buildings and land
  • Warehouses

Hospitality

  • Hotels
  • Resorts
  • Restaurants

Product manufacturing

  • Appliances
  • Cosmetics
  • Electrical equipment
  • Machinery and equipment
  • Noncritical auto parts
  • Noninvasive medical products
  • Sporting goods
  • Toys

Retail/wholesale

  • Clothing stores
  • Grocery stores and supermarkets
  • Scrap metal dealers

Services

  • Alarm services
  • Cleaning and janitorial
  • Pest control
  • Resorts
  • Vending

Marketing materials

To improve the response time on your Brokerage Excess/Umbrella submissions, please provide a complete submission, including the following information:
  • A complete and signed ACORD application, including the General Information section
  • Any appropriate class/LOB supplemental applications (as applicable)
  • Detailed description of named insureds and their operations
  • Five-year currently valued loss history aggregated by year and applicable coverage line
  • A description of large losses ($100,000 or greater)
  • Web address, if applicable
  • For auto, provide the number of vehicles by class, radius, and use, and indicate whether coverage is on comprehensive form or specified vehicles
  • Complete schedule of underlying carrier(s), limits, premium(s), and terms and conditions — including information on the general aggregate (if per location, project, or policy), occurrence or claims-made, defense is inside or outside the policy limits
  • ISO class codes with corresponding exposure base