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Monument Advisor Select
A fully liquid, investment-only variable annuity (IOVA) designed for low-cost, tax-deferred accumulation.
Low-cost $20 per month flat fee2
Reduce fees to help unlock greater performance potential with the compounding power of tax deferral.
- $0 mortality and expense charge
- No surrender period or surrender charges
- No commissions
- Advisory fee-friendly
280+ investment options
The industry’s largest investment only variable annuity investment lineup.3
- 50+ fund families
- 216 rated 4- or 5-star funds
- 166 funds under 1.00% in management fees
- 37 funds under 0.50% in management fees
See all investment options
Client needs
- Reduce current taxable income
- Bolster tax-deferred growth potential
- Minimize tax impact of tax-inefficient assets
- Find additional tax-deferred options once retirement plans are maxed out
- Manage wealth transfer
Gain access to client and advisor tools and resources
Create an advisor login to access our account management platform.
Dedicated advisory consultants to help you incorporate protection solutions
Our advisory consultants will work with you to help you understand our financial solutions and how you can integrate them as a strategic asset within a holistic financial plan.
Is your client’s annuity meeting their current needs?
If your client owns an annuity, Nationwide would like to help you understand all of the features and benefits that it provides, regardless of whether it’s a Nationwide annuity. Our annuity analysis will help you review their current contract so that you can assess whether it still meets their objectives.
Our complimentary annuity analysis includes:
Contract analysis4 + Fee comparison5 + Consultation
[1] “Modified single-premium” refers to a contract that is designed to be funded with a single purchase payment at issue. Additional funds may be accepted if they are disclosed at the time of application and are received within 6 months of the contract issue date.
[2] Low-cost fund platform fees may apply.
[3] Ranked by Morningstar as of March 31, 2024.
[4] The contract analysis was completed using Morningstar's Annuity Intelligence Data.
[5] The fee comparison was done using Nationwide's Variable Annuity Comparison Tool; annuity fees are provided by Morningstar.
When evaluating the purchase of a variable annuity, you should be aware that variable annuities are long-term investment vehicles designed for retirement purposes and will fluctuate in value; annuities have limitations; and investing involves market risk, including possible loss of principal.
A variable annuity is a contract you buy from an insurance company. It's designed to help accumulate assets to provide income for retirement. It will fluctuate in value based on the performance of the underlying investment options. You should also know that all guarantees and protections of a variable annuity are subject to the claims-paying ability of the issuing insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are available only as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.
You may be charged a penalty if you take your money out early, if you're not yet 59½ (additional 10% tax penalty), or both. Variable annuities have fees and charges that include mortality and expense fees, administrative fees, contract fees and the expense of the underlying investment options.
Variable products are sold by prospectus. Carefully consider the investment objectives, risks, charges and expenses. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To request a copy, go to nationwideadvisory.com or call 1-866-667-0561.