Talk to your advisory consultant to learn more
Call 1-866-667-0564
Request a call

Variable annuities

Advisory variable annuities are designed to complement an investment portfolio and help manage specific risks that clients can face as they prepare for and live in retirement. These solutions allow clients to invest in the market and use the optional features available to help achieve their goals.

Monument Advisor®

Monument Advisor®

The industry’s first flat-fee Investment Only Variable Annuity (IOVA) is designed to help RIAs provide their clients with tax-deferred accumulation. It is $20 per month and has 325+ investment options.

Monument Advisor Select and Monument Advisor Select New York

Monument Advisor Select®

An Investment Only Variable Annuity (IOVA) designed to help fee-based registered representatives provide their clients with tax-deferred accumulation. It is $20 per month and has 280+ investment options.

Nationwide Advisory Retirement Income Annuity® (NARIA®)

Nationwide Advisory Retirement Income Annuity® (NARIA®)

A fee-based variable annuity designed to help RIAs and fee-based registered representatives provide clients with tax-deferred accumulation and guaranteed income in retirement. With 150+ investment options, NARIA allows for upside potential during accumulation, with 3 optional guaranteed lifetime withdrawal benefit riders.

Nationwide Advisory Retirement Income Annuity® New York (NARIA®)

Nationwide Advisory Retirement Income Annuity® New York (NARIA®)

A fee-based variable annuity designed to help RIAs and fee-based registered representatives provide clients with tax-deferred accumulation and guaranteed income in retirement. With 150+ investment options, NARIA NY allows for upside potential during accumulation, with 1 optional guaranteed lifetime withdrawal benefit rider.

Fixed and fixed indexed annuities

Advisory fixed and fixed indexed annuities are designed to help provide principal protection and guaranteed growth. These solutions can be used as a portion of the fixed investment strategy or for conservative clients who want to manage their exposure to market losses and need growth potential.

Secure Growth Direct

Nationwide Secure Growth® Direct

A fixed interest deferred annuity that guarantees a specific rate during a period of time. 

Fixed indexed annuities

Fixed indexed annuities

A fixed indexed annuity helps protect your client’s principal while providing an option for growth potential based on index performance.

Immediate annuities

Advisory immediate annuities are designed to create guaranteed lifetime income for clients who want the comfort of receiving guaranteed, consistent income during their entire retirement or for a specific time period they choose.

Nationwide Advisory Income®

Nationwide Advisory Income®

A single-premium immediate annuity that helps reduce risks that clients can face in retirement. It delivers a guaranteed income stream that can be customized to match their income needs.

Dedicated advisory consultants to help you incorporate protection solutions

Our advisory consultants will work with you to help you understand our financial solutions and how you can integrate them as a strategic asset within a holistic financial plan.

Meet your advisory consultant

Advisory variable annuities are designed to complement an investment portfolio and help manage specific risks that clients can face as they prepare for and live in retirement. These solutions allow clients to invest in the market and use the optional features available to help achieve their goals.

When evaluating the purchase of a variable annuity, you should be aware that variable annuities are long-term investment vehicles designed for retirement purposes and will fluctuate in value; annuities have limitations; and investing involves market risk, including possible loss of principal.

A variable annuity is a contract you buy from an insurance company. It's designed to help accumulate assets to provide income for retirement. It will fluctuate in value based on the performance of the underlying investment options. You should also know that all guarantees and protections of a variable annuity are subject to the claims-paying ability of the issuing insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are available only as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.

You may be charged a penalty if you take your money out early, if you're not yet 59½ (additional 10% tax penalty), or both. Variable annuities have fees and charges that include mortality and expense fees, administrative fees, contract fees and the expense of the underlying investment options.