Expect more clarity with our small business solutions

Nationwide has more than 90 years of business experience.

Your unique agency requires options

We understand the need for flexibility in your business. Our wide range of business insurance products allows you to find the right coverage for your clients' needs.

Business Liability
Commercial Property
Commercial Auto
Workers' Compensation

Business Income
Crime Insurance
Employment Practices Liability
Cyber Liability

Equipment Breakdown
Umbrella Insurance
Inland Marine
Accounts Receivable

J.D. Power Trophy

You put your clients' needs first — and so do we.

Recognized for two years in a row, Nationwide is proud to be J.D. Power's top carrier in customer satisfaction with small commercial insurance1 and serves over half a million small businesses across the nation. Learn more

Some of the small business industries we insure include:

woman stocking shelves at a store

  • Auto service & repair2
  • Consulting offices2
  • Contractors
  • Food service2

  • Photography studios2
  • Retail stores & services2
  • Veterinarians
  • Wholesalers & distributors2

Additional resources & solutions


When customers insure their businesses with Nationwide, they get loss control tools and resources, including a Loss Control Services team that can review their operations, procedures and programs.


Customers may enroll in online business accounts for convenient access to many service benefits. Agents can sign a contract with our Customer Service Center to provide customers with additional service options.


From cybersecurity advice to social media guides, Nationwide's Business Solutions Center provides helpful tips and information for small-business owners.

Looking for agency insights? Our Agent Blog, Commercial Insight CenterSM and Business Solutions Center can help you grow your book of business with timely information from industry experts. Learn more

Reasons to choose Nationwide for business insurance


Easy quoting system that allows most new small business quotes bypass underwriting and go directly to processing.


Dedicated and knowledgeable underwriters who keep the business moving quickly, work every new business submission from start to finish and act as a single point of contact for agents.


With our multi-state, multi-line quoting capabilities, you can cover all policy needs with one carrier.

Become a Nationwide appointed agent.

We have streamlined our process to get you an appointment decision as quickly as possible.

We have what you're looking for in a carrier:

  • Stable, respected, national presence
  • Nationally recognized claims support
  • Relationship-driven sales support
  • Exceptional service with a personal touch

What we look for in an agent to become appointed:

  • Have an established history of profitable growth
  • Have a spirited drive for acquisition
  • Conduct annual business planning
  • Have a strong community presence
Interested in learning more about an appointment with Nationwide?
Share a few pieces of information or call 1-800-940-7757, option 4.

If you're already appointed and interested in adding another line of business or license, contact your sales manager.

[1] Nationwide received the highest score in the J.D. Power 2018 and 2019 Small Commercial Insurance Study of customers’ satisfaction with their insurance provider. Visit jdpower.com/awards.

[2] Customers in these industries can get a businessowners policy (BOP), which combines commercial property, general liability, business income and equipment breakdown with additional protection into one cost-effective and convenient package.