Tailored to meet your business needs
Our agents will help you determine how much commercial umbrella insurance you need based on the type of business you own and how much coverage you already have.
We’ll assess your business liability exposures to help determine the best limits for your umbrella policy . For example, a warehouse that’s not open to the public has a lower risk for visitor injuries than a convenience store with high visitor traffic.
Contracts with suppliers
You’ll want to review your contracts to determine who’s liable in the event of various losses – you or the supplier.
For a corporation, generally only corporate assets can be seized in a lawsuit. But if you own a sole proprietorship, your personal assets could also be seized.
How likely are your employees to cause an accident? How experienced are they in your operations? If you have high-risk workers, you may want higher limits.