Specialized protection with your business in mind
Due to the high costs associated with worker injuries, lawsuits, temporary business closures and data breaches, business insurance can help protect yourself, your employees, your customers, your farm or ranch and the future of your company.
We are a FORTUNE 100 company1 with strong ratings, nearly 100 years of business experience and thousands of agents across the country. Nationwide does so much more than just protecting your business. We provide free tools and resources to help business owners start, grow and run their business.
What type of business solution are you interested in?
Small business
Industry-specific and specialized coverages tailored to meet the needs of small businesses
Midsize to large business
Specialized coverages and expertise to meet the specific needs of larger businesses with complex risks
E&S and Specialty
A portfolio of protection through our Excess & Surplus, Management Liability and Specialty, Surety and program offerings
Agribusiness
Protection designed for the unique risks of farmers, ranchers and commercial agribusiness operators
Business resources to help you succeed
Check out our free, specialized resources that do so much more than help protect your business.
We've curated expert tips and information to help farmers, ranchers and other ag operators navigate the changing agricultural landscape, run a successful business and maintain the safety of their operations.
Explore everything you need to make the most of being with Nationwide, including creating an online account and filing a claim.
From cybersecurity advice to social media guides, our business solutions center can provide helpful business tips and information to help save you money and keep you safe.
Leverage our cybersecurity and fraud guidance to help protect your digital information.
Welcome to your source for safety and specialized risk management expertise, including resources tailored to your specific industry.
From reducing business expenses to breaking down equipment breakdown insurance, these resources give you tips on protecting your small business.
Commercial insurance, also known as business insurance, is designed to protect businesses from various risks and unexpected events. This type of insurance can cover a wide range of incidents, including lawsuits, property damage, theft and employee injuries.
Here are some common types of commercial insurance:
- General liability insurance covers legal fees and damages if your business is sued for causing injury or property damage.
- Commercial property insurance protects your business property, such as buildings and equipment, from damage or loss due to covered events such as fire or theft.
- Workers’ compensation insurance provides benefits to employees who get injured or sick from their job.
- Commercial auto insurance covers vehicles used for business purposes in case of accidents.
- Professional liability insurance, also known as errors and omissions insurance, protects businesses that provide professional services against claims of negligence or mistakes.
- Surety bonds provide a financial guarantee that a business will fulfill its contractual obligations. These are often required for construction projects and other contractual agreements.
Each business has unique needs, so it’s important to assess your specific risks and choose the appropriate coverage.
When it comes to choosing insurance, most business owners want to know what insurance they need and how much it will cost. One of the biggest factors in determining what insurance coverage is needed depends on the business type. Other important considerations include:
- Location
- Number of employees
- Years in business
- Gross annual revenue
- Whether the business owns or rents vehicles
- Whether the business owns, leases or rents the building(s) they operate from
Start a quote today to see how much protecting your business could cost.
There are many types of business insurance. These vary based on the type of business, the type of coverage, level of coverage and other factors. Learn more about the types of business insurance.
You can get an online quote from Nationwide in just 10 minutes, then call 1-844-240-1194 to complete the purchase with a Nationwide agent. In some cases, you can even complete the purchase online. Also, you can set up a call with an independent agent to talk through the details of your business and any questions you might have. If you are seeking insurance solutions for a midsize or large business, ask your agent about Nationwide.
Simply put, Excess & Surplus Lines (E&S) is a specialty market that insures things that standard carriers won't cover. The difficult or high-risk exposures in which E&S carriers specialize may range from a mobile home or a day care center to a multinational oil company — and anything in between.
Specialty insurance is a type of solution for businesses or industries that have specific risks and often unique coverage needs that are not sufficiently covered by standard insurance policies.
Products include:
- Cyber and professional liability
- Programs
- Excess casualty
- Credit and political risk
- Surety bonds