As a row crop farmer, you know that timing is everything. You have a narrow window for planting, spraying, cultivating and harvesting. That's why protecting your farm equipment and operation is so important. Get the protection you need with AgriChoice®, a tailored policy that combines various coverages into one convenient package.

How does row crop insurance work?

Row crop insurance from Nationwide provides comprehensive protection for your property, equipment, and operations. Our policies are designed to help you manage the unique risks associated with growing crops like corn, soybeans and wheat.

AgriChoice offers primary coverage on the repair costs of borrowed farm equipment if it is damaged in a covered loss. It can also help cover the costs of renting replacement equipment if yours is damaged, so you can keep your operations running smoothly. We provide coverage for:

  • Farm home, contents, and personal property
  • Farm and ranch structures
  • Machinery and equipment
  • Liability protection
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Who needs row crop insurance?

If you grow crops like corn, soybeans, wheat, cotton or other grains, this insurance is designed for you. Row crop farming involves significant investment in equipment and a high dependency on operational timing. A breakdown or accident can disrupt your entire season. Row crop insurance protects your livelihood from unexpected events, giving you peace of mind and financial stability.

What AgriChoice covers for grain and row crop farmers

We start with a base policy to protect what most grain and row crop farms require.1

  • Farm home and contents
  • Detached garages and other buildings
  • Farm and ranch structures
  • Personal property
  • Machinery and equipment
  • General liability protection

Then, we offer a variety of optional coverages to tailor your policy to the exact needs of your farm. That way, you only pay for the protection you need, not for coverages you don’t.

Other AgriChoice coverages for row crop and grain farms

  • Damage during towing and hitching
  • Damage caused by a foreign object
  • Damage from contact with the roadbed or ground
  • Cab glass replacement with no deductible
  • GPS equipment

[1] For your home, contents and farm structures, you can select the level of coverage that's right for your operation. For equipment, livestock and other personal property used in your operation, your insurance policy will define your coverage based on which causes of loss apply.

The availability of products and discounts varies by state. Products are subject to deductibles, exclusions and conditions.