Primary scope of coverage

Most recent state-of-the-art Commercial Crime Forms based on ISO

Paper listed with the U.S. Treasury

$15 million limits available; Up to $25 million total on a program when needed

Financial strength ratings consistently Superior A+ XV

Excess scope of coverage

Follows primary policy, but no broader than the most restrictive underlying insurance policy

No exclusions

Policy will not drop down due to exhaustion of sublimit, but policy will recognize payment of sublimit

Follows the underlying policy, designated as "Followed Policy," for key terms such as:
  • Cancellation
  • Discovery period
  • Notice of claims

Short policy form - only two pages in length

Need to file a claim?
24/7 claims reporting is available at 1-888-275-7992 or

Online resources