Follows primary policy, but no broader than the most restrictive underlying insurance policy
No exclusions
Policy will not drop down due to exhaustion of sublimit, but policy will recognize payment of sublimit
Short policy form - only two pages in length
First Choice® Excess Highlights (PDF)
Financial institutions group overview (PDF)
Fiduciary Liability
Hedge Fund D&O/E&O
Mutual Fund D&O/E&O
Investment Adviser D&O/E&O
A-Side/DIC Directors and Officers Liability
Regional bank failures shift underwriting perspective (PDF)
What financial institutions should seek in a liability insurer
3 things risk managers and brokers need to review (PDF)