Product highlights

A+ rated data analytics

During the past three years, the healthcare industry has seen a surge in professional liability verdicts in excess of $50 million. Pro-Praxis understands the dynamics of a litigious environment coupled with a morphing healthcare industry. For every risk, they are constantly thinking of ways to use loss trends and other data points to improve the pricing and terms of our insurance product. Whether our insured is a solo practitioner or a nationally recognized teaching hospital, clients should expect coverage tailored to their specific needs.

Eligible risks for excess healthcare professional liability:

  • Multihospital systems, integrated delivery systems, general acute care, and specialty hospitals of any size
  • Individual physicians/surgeons and physician groups of any size

Eligible risks for clinical research professional services:

  • Independent Research Sites (IRSs)
  • Contract Research Organizations (CROs)
  • Site Management Organizations (SMOs)
  • Institutional Review Boards (IRBs)
  • Data Management Safety Boards (DSMBs)
  • NFP Research Institutes
  • Trial Sponsors/Biotech Firms (Less than $50M budgets)

Who we cover

Excess Healthcare Professional Liability protects healthcare institutions, physicians, and surgeons from catastrophic litigation arising out of their professional services. The coverage can be expanded to provide excess liability insurance above general, auto, and employers' liability as well as other casualty insurance.

Scope of coverage

Excess healthcare professional liability:

  • Claims-made professional liability
  • Excess casualty coverage follows form of occurrence or claims-made coverage
  • Policy forms include lead umbrella, follow-form excess as well as reinsurance for captives
  • Minimum attachment of $1 million
  • Full Prior Acts coverage available to eligible risks
  • Standalone tail coverage offered on a select basis

Clinical research professional services:

  • Claims-made professional liability
  • Claims-made or Occurrence General Liability
  • Deductibles from $0
  • Primary and excess placements
  • Follow Form Available (above select Lead Markets)
Need to file a claim?
24/7 claims reporting is available at 1-888-275-7992 or

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