Test your insurance smarts!
Take our quiz and discover if your insurance knowledge has you covered.
Question 1 of 8
You and your partner are combining households. Which of these insurance policies could help protect your growing financial future together?
Question 1 of 8
That’s right!
Each policy helps in different ways, from covering your car, home or belongings to offering extra liability protection.
Question 1 of 8
That’s not correct.
The answer is all of the above. Each policy helps in different ways, from covering your car, home or belongings to offering extra liability protection.
Question 2 of 8
You just signed the lease and moved into your first apartment — congrats! But your upstairs neighbor’s sink floods your kitchen and ruins some of your personal items. Oh no! What should you do?
Question 2 of 8
Yes, that’s correct.
You’ll use your renters insurance because it covers your personal belongings in case of an event that causes water damage.
Question 2 of 8
That’s incorrect.
You’ll use your renters insurance because it covers your personal belongings in case of an event that causes water damage.
Question 3 of 8
You’re on a road trip when suddenly your car breaks down in the middle of nowhere. What are some common situations that roadside assistance can help you with?
Question 3 of 8
That’s right!
Roadside assistance covers a variety of services, including towing, fuel delivery, jump-starts and more.
Question 3 of 8
That’s not correct.
The answer is all of the above. Roadside assistance covers a variety of services, including towing, fuel delivery, jump-starts and more.
Question 4 of 8
You’ve recently combined your personal belongings with your partner’s. Which item may require separate coverage under an optional policy?
Question 4 of 8
You are correct!
High-value items such as jewelry or art often need to be listed separately for full coverage.
Question 4 of 8
You’re incorrect.
High-value items like jewelry or art often need to be listed separately for full coverage.
Question 5 of 8
You just moved into your first apartment, but your partner accidentally started a minor fire in the toaster and it damaged your kitchen table. Yikes! The fire has been put out and you both are safe. What’s your next step to fix the table?
Question 5 of 8
Yes, that’s correct!
Renters insurance covers your personal property from damage like fire, water or theft.
Question 5 of 8
That’s incorrect.
Renters insurance covers your personal property from damage like fire, water or theft.
Question 6 of 8
Unfortunately, your personal information was exposed in a data breach. What can your identity theft insurance often help you with?
Question 6 of 8
That’s correct!
Identity theft protection often includes credit monitoring, legal assistance and recovery support.
Question 6 of 8
That’s not correct.
The answer is all of the above. Identity theft protection often includes credit monitoring, legal assistance and recovery support.
Question 7 of 8
You work remotely and hardly ever drive your car. How can telematics help you save on car insurance?
Question 7 of 8
That’s correct!
A telematics program can reduce your insurance premium by rewarding safe and low-mileage driving habits.
Question 7 of 8
That’s incorrect.
A telematics program can reduce your insurance premium by rewarding safe and low-mileage driving habits.
Question 8 of 8
You just bought an engagement ring. What is the best way to cover it in case it’s lost or stolen?
Question 8 of 8
That’s right!
Optional valuables coverage allows you to specifically insure high-value items like engagement rings. It’s important to check with your agent to make sure you have the coverage you need.
Question 8 of 8
That’s incorrect.
When you add optional valuables coverage, it allows you to specifically insure high-value items like engagement rings. It’s important to check with your agent to make sure you have the coverage you need.
Score 7-8: The results:
You’re an insurance master
Congratulations! You know a LOT about insurance, including how to protect yourself and your belongings from the unexpected. Whether it’s renters insurance, telematics or insurance for your new bling, you’ve got it covered. Keep up the great work!
Score 4-6: The results:
You’re an insurance pro-in-training
You’re on your way to greatness! You have got a solid understanding of how insurance can protect you and your personal items, but there’s some room for growth. Brush up on the finer details and soon you’ll be the go-to insurance guru!
Score 0-3: The results:
You’re an insurance rookie
While you haven’t hit a home run with your insurance knowledge yet, don’t worry! This quiz was just a warmup. Work on brushing up on coverage basics. With a little more information, you’ll be prepared for all of life’s curveballs.
Browse our wide variety of insurance options
Review our resources below.
Renters insurance
Details on coverage if you’re renting an apartment.
Usage-based insurance
Provides personalized rates based on driving behaviors.
Roadside assistance
Provides assistance in case of car breakdowns or emergencies.
ID theft protection
Insurance to help keep personal data secure amid growing cybercrime risks.
Valuables Plus®
Coverage for high-value items beyond what a typical policy covers.