What is usage-based insurance?
Nationwide’s usage-based insurance programs
SmartRide is a safe-driving discount program for traditional auto insurance policies. You earn a 10% participation discount at enrollment, and you can earn up to a 40% discount on your premium based on your safe driving behavior.
SmartMiles is a pay-per-mile car insurance program designed to save low mileage drivers money. The premium you pay varies by how many miles you drive, giving you more control over your car insurance costs than a traditional policy.
If you insure more than one vehicle on your Nationwide auto policy, you could be eligible for both SmartRide and SmartMiles. Either program could apply to individual vehicles on your policy at the same time in addition to a traditional Nationwide auto policy. If you have questions about which program is right for you, contact your agent or call us at 1-855-421-2688.