What does farm and ranch insurance cover?
Nationwide offers coverage tailored to help you manage risks and safeguard your livelihood, providing reliable protection for your agricultural operations. Our farm and ranch insurance combines multiple coverages into one convenient package, helping to ensure that essential areas are fully protected.
Types of farm and ranch insurance
Nationwide offers 3 customizable insurance packages to meet the unique needs of your farm or ranch:
AgriChoice®
Protection for traditional farms and ranches
AgriChoice® Plus
Protection for expanding farms and ranches with related commercial exposure
CountryChoice®
Protection for smaller farm and ranch operations
Farm insurance is a type of policy designed to protect agricultural operations, including farms and ranches. It combines property, liability and equipment coverage into one package, tailored to the unique needs of farmers and ranchers.
Farm insurance typically covers your home, personal property, farm structures, machinery, equipment, livestock and liability. Additional coverage options can be added to address specific risks, such as vehicle protection or expanded liability.
It covers physical assets such as barns, silos, fencing, machinery and sometimes livestock. Coverage can include fire, theft, vandalism and weather-related damage.
A farm is primarily focused on growing crops or raising animals for food, fiber, or other products, while a ranch is typically dedicated to raising grazing livestock like cattle or sheep.
In many cases, farm insurance premiums can be considered a business expense and may be tax deductible. Consult with a tax professional to understand how this applies to your specific situation.
Farming is more than a business, it's a legacy
Nationwide member Peyton Manning highlights Nationwide's industry expertise, coverage options, risk management resources and legacy planning tools.