[1] This product is not available in CA, GU, NY, PR or VI.
[2] This product is not available in GU, NY, PR or VI.
[3] This product is not available in AK, CA, CT, DE, GU, IA, ID, KY, MD, MN, MO, MS, MT, NH, NJ, NV, NY, OH, OK, OR, PA, PR, RI, SC, TX, UT, VI and WA.
Nationwide Peak and Nationwide New Heights are service marks of Nationwide Mutual Insurance Company.
Nationwide New Heights Select and Nationwide Peak are single premium, fixed indexed deferred annuities issued by Nationwide Life and Annuity Insurance Company, Columbus, Ohio.
All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
Fixed annuities have limitations. They are long-term vehicles designed for retirement purposes. They are not intended to replace emergency funds, to be used as income for day-to-day expenses or to fund short-term savings goals. Please read the contract for complete details.
Withdrawals are subject to income tax, and withdrawals before age 59½ may be subject to a 10% federal tax penalty.
New Heights Select and Peak do not directly participate in the stock market or any index. It is not possible to invest in an index.
Lifetime income may be provided through the purchase of an optional rider for an additional cost or through annuitization at no additional cost. If your client takes withdrawals before they are age 59½, your client may have to pay a 10% early withdrawal federal tax penalty in addition to ordinary income taxes. Withdrawals may trigger early surrender charges as well as reduce the death benefit and contract value.
