See what it means to have Nationwide® on your side

  • Genuine values help ensure that we put your and your clients first
  • A committed partnership and shared goals help us get results together
  • Our adaptable suite of products lets you meet a client’s needs as they evolve
  • Accessible services and support simplify the underwriting and policy management experience

Learn more about us

Simplifying life:
See how our digital tools and services can make the life insurance process easier for you and your clients.

Our life insurance solutions

Insights and long-term care materials

There are planning opportunities for long-term care at all stages of life. Watch as real people, who are in the middle of it all, share their experiences.

Share our solutions with your clients in Spanish and Chinese.


Share this flip deck with clients to help them better understand what LTC is and how it’s used.


Featured long-term care solutions

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Nationwide CareMatters Together℠

This joint-life LTC coverage can be used by one person or shared in any combination of benefit payments if the need for care arises.

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Nationwide CareMatters®

This single-life coverage is for clients who are primarily looking for long-term care coverage and want to be able to recover their costs if they never need care.

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Long-term Care Rider

With our life insurance solutions, this is an available additional option to provide coverage for unexpected long-term care expenses.



Find analyzers and tools to help you assess exactly what your client needs.

Access our tools

Review helpful discussion points and life-focused sales materials.

Explore materials

As a Nationwide-appointed financial professional, find relevant life insurance forms and applications.

Go to forms
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Supporting brokerage general agents

Find the resources that you need

At Nationwide, we offer you efficient underwriting, a wealth of sales ideas and the opportunity to co-brand them. Explore how we can help you promote your brand and achieve your business goals.

Contact us

Life Insurance Solutions Center 1-800-321-6064
Broker General Agents Solution Center 1-888-767-7373
Producer Group Solutions Center 1-844-867-8159
World Financial Group Solution Center 1-855-455-4139

Find your wholesaler
Search your ZIP code to quickly find the wholesaler for your area.


Guarantees are backed by the claims-paying ability of Nationwide Life and Annuity Insurance Company, Columbus, Ohio. The financial strength of Nationwide is not intended to reflect the investment experience of a variable account, which is subject to market risk.

When choosing a product, make sure that life insurance and long-term care insurance needs are met. Be sure to choose a product that meets long-term life insurance needs, especially if personal situations change — for example, marriage, birth of a child or job promotion. Weigh the costs of the policy, and understand that life insurance, and long-term care coverage linked to life insurance, has fees and charges that vary with sex, health, age and tobacco use. Riders that customize a policy to fit individual needs usually carry an additional charge.

Keep in mind that the payment of long-term care rider benefits, as an acceleration of the death benefit, will reduce both the death benefit and cash surrender values of the policy. Additionally, loans and withdrawals will also reduce both the cash value and the death benefit. Care should be taken to make sure that life insurance needs continue to be met even if the rider pays out in full, or after money is taken from the policy. There is no guarantee that the rider will cover the entire cost for all of the insured’s long-term care, as this may vary with the needs of each insured. Nationwide pays the long-term care benefit to the policyowner; there is no guarantee that the policyowner will use the benefit for long-term care expenses if the policy is owned by someone other than the insured.