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Buffer RILA

This design offers the opportunity for greater growth potential and protects the contract from index losses up to the buffer amount, with the potential for unlimited losses beyond the buffer amount.

Floor RILA

This design offers protection from index losses once they reach the floor level, even if the index losses continue beyond the floor level, along with the opportunity for moderate growth potential.

Reach out to someone on our sales team at 1-800-321-6064.

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Nationwide Defender and Nationwide Defined Protection are service marks of Nationwide Mutual Insurance Company.

This material is not a recommendation to buy or sell a financial product or to adopt an investment strategy. Investors should discuss their specific situation with their financial professional.

This product is sold by prospectus. This material must be preceded or accompanied by the prospectus. Carefully consider the investment objectives, risks, charges and expenses. The product prospectus contains this and other important information. Investors should read them carefully before investing. To request a copy, go to nationwide.com/prospectus or call 1-800-848-6331.

When evaluating the purchase of an annuity, your clients should be aware that annuities have limitations. They are long-term vehicles designed for retirement purposes. They are not intended to replace emergency funds, to be used as income for day-to-day expenses or to fund short-term savings goals. Please read the prospectus for complete details. Withdrawals are subject to income tax, and withdrawals before age 59½ may be subject to a 10% early withdrawal federal tax penalty.

Nationwide Defender is an individual single-purchase-payment deferred annuity with index-linked strategies issued by Nationwide Life Insurance Company, Columbus, Ohio. The general distributor is Nationwide Investment Services Corporation, member FINRA, Columbus, Ohio. A RILA does not directly invest in an index. A RILA includes index strategies which follow market performance; however, they are not actual investments in the stock market.

Guarantees and protections referenced within are subject to the claims-paying ability of Nationwide Life Insurance Company.

Neither Nationwide nor any of its affiliates are related to or affiliated with Standard & Poor's, MSCI, Russell or Nasdaq. Nationwide, the Nationwide N and Eagle, Nationwide is on your side and Nationwide Defender are service marks of Nationwide Mutual Insurance Company.