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Commission-based variable annuities

The Destination variable annuities were designed to help people prepare for and live the retirement they choose. Features include tax-deferred growth potential with over 100 variable investment options, guaranteed lifetime income to provide a steady income stream throughout retirement, and death benefit options to protect retirement assets and help provide for spouses and loved ones.

Investment-focused variable annuities

Freedom+ is designed to provide investors with a simple way to set aside taxable assets in a tax-deferred entity focused on investment. It is a straightforward annuity and offers a way to minimize market risk through a diverse selection of investment options.

Advisory or fee-based variable annuities

Nationwide offers fee-based products and solutions that are designed expressly for registered investment advisors (RIAs) and fee-based financial professionals.

Additional variable annuities

Reach out to someone on our sales team at 1-800-321-6064.

Input your ZIP code to quickly find the wholesaler for your area.

When evaluating the purchase of a variable annuity, you should be aware that variable annuities are long-term investment vehicles designed for retirement purposes and will fluctuate in value; annuities have limitations; and investing involves market risk, including possible loss of principal.

A variable annuity is a contract you buy from an insurance company. It's designed to help accumulate assets to provide income for retirement. It will fluctuate in value based on the performance of the underlying investment options. You should also know that all guarantees and protections of a variable annuity are subject to the claims-paying ability of the issuing insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.

You may be charged a penalty if you take your money out early, if you're not yet 59½ (additional 10% tax penalty), or both. Variable annuities have fees and charges that include mortality and expense, administrative fees, contract fees and the expense of the underlying investment options.

Variable products are sold by prospectus. Carefully consider the investment objectives, risks, charges and expenses. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To request a copy, go to nationwide.com/prospectus or call 1-800-848-6331.