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Partner with us to simplify medical stop loss

  • Claims you can count on from a stable carrier with A+ financial ratings1
  • Access to experienced, knowledgeable underwriters saves you time and effort with a broad range of solutions for your clients
  • Deepen your client relationship with access to ancillary benefits and other business solutions
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Access our full suite of medical stop loss solutions

Our flexible plans are designed for businesses with between 10 and 5,000 employees and self-fund their group medical benefits.

Traditional self-funding
Flexible plan designs and lower administrative costs than fully insured plans lead to expense reductions.

Level funding solutions
Employers get the flexibility and cost-saving opportunities of self-funding with the fixed and predictable monthly costs of a fully insured plan.

Group captives
Pooling exposure with many other midsize companies helps employers minimize risk.

Reference-based pricing
Claims are paid according to a percentage of the Medicare schedule rather than utilizing a traditional PPO network.

D3 (D cubed)
This self-funded health plan solution in partnership with AccuRisk Solutions, a Ryan Specialty Benefits company, offers small to midsize employers all of the elements of a comprehensive medical plan with medical stop loss coverage from Nationwide.

Our partners

We work with a range of highly capable partners to provide medical stop loss coverage. Contact our sales team for help finding tailored solutions.

Ethos Underwriting Services Charlotte, North Carolina

Fringe Benefit Group Austin, Texas

Hammurabi San Francisco, California

International Risk Consultants (IRC) Peabody, Massachusetts

Maverick Health Group Grand Rapids, Michigan

RMTS Jersey City, New Jersey

Roundstone Insurance Lakewood, Ohio

Ryan Specialty Benefits Chicago, Illinois

SL Management Partners Beverly, Massachusetts

StarLine Osterville, Massachusetts


The resources below provide insights and helpful information about the medical stop loss market.

A self-funded health plan with medical stop loss insurance is a practical risk management strategy for businesses. Our 1-pager summarizes it for you.


This 1-pager explains how Nationwide partners with highly specialized MGUs to deliver medical stop loss solutions.


This 1-pager summarizes the upward trajectory of the MSL market.


This white paper explains how the right specialty partner can fit a company’s medical stop loss needs.


This white paper describes how MGUs can work with you to create and market custom-tailored stop loss coverage solutions to fit your clients’ needs.


This white paper explores how the medical stop loss insurance market has undergone significant changes over the past 2 decades.

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[1] A+ ranking from AM Best received 10/17/02; affirmed 12/07/2023.

Nationwide and the entities mentioned are separate and non-affiliated companies. Medical stop loss coverage is underwritten by Nationwide Life Insurance Company, Columbus, Ohio (CA COA #7032). In Hawaii, Louisiana and Oregon, the coverage is underwritten by Nationwide Mutual Insurance Company, Columbus, Ohio. Applicable to policy form GLBP AO L20 or state equivalent. The benefits outlined here are for illustrative purposes only and should not be considered a proposal for coverage. Limitations and exclusions apply. Additional plan options are available with underwriting approval.