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An evaluation guide for fiduciaries, brought to you by the Nationwide Retirement Institute®

Why choose in-plan guaranteed lifetime income solutions?

One of the biggest fears for American savers is not having enough money to last throughout their entire retirement. To help alleviate some of these concerns, more and more plan fiduciaries are looking to add guaranteed lifetime income solutions to their plan's fund lineup.

Guaranteed lifetime income solutions are new territory for many. To fully understand and evaluate these solutions, plan fiduciaries may benefit from familiarizing themselves with the following:

  • Fiduciary responsibility and new opportunities created by the SECURE Act
  • Selection and implementation
  • Oversight and monitoring
  • Portability

Take the next step

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Nearly 9 in 10 plan participants

report they would be likely to invest savings into funds that generate lifetime income and protection against market volatility.1

In-plan guaranteed lifetime income solutions

Protected retirement solutions that support better experiences. Visit the in-plan guaranteed lifetime income solutions website for financial professionals and the in-plan guaranteed lifetime income solutions website for plan sponsors.

Guarantees are subject to the claims-paying ability of the issuing insurance company.

Provisions of these options may vary based on plan selection and/or by state regulation. These investment options may not be available in all states.

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Schedule an appointment to learn more about how you can help create a protected stream of income for your participants.

[1] Nationwide Retirement Institute 2025 in-plan survey