A fully liquid, investment-only variable annuity (IOVA) designed for low-cost, tax-deferred accumulation
Low-cost $20 per month flat fee1
Reduce fees to help unlock greater performance potential with the compounding power of tax deferral.
- $0 mortality & expense charge
- No surrender period or surrender charges
- No commissions
- Advisory fee-friendly
325+ investment options
The industry’s largest investment-only variable annuity investment lineup2:
- 50+ fund families2
- 216 rated 4- or 5-star funds2
- 166 funds under 1.00% in management fees2
- 37 funds under 0.50% in management fees2
Client needs
- Reduce current taxable income
- Bolster tax-deferred growth potential
- Minimize the tax impact of tax-inefficient assets
- Find additional tax-deferral options once retirement plans are maxed out
- Manage wealth transfer
Gain access to client and financial professional tools and resources
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Materials to share with clients
Is your client’s annuity meeting their current needs?
If your client owns an annuity, Nationwide® would like to help you understand all of the features and benefits that it provides, regardless of whether it’s a Nationwide annuity. Our annuity analysis will help you review their current contract so that you can assess whether it still meets their objectives.
Our complimentary annuity analysis includes:
Contract analysis3 + Fee comparison4 + Consultation
Open a client account today
[1] Low-cost fund platform fees may apply.
[2] Ranked by Morningstar as of September 30, 2025.
[3] This analysis was completed using Morningstar's Annuity Intelligence Data.
[4] The fee comparison was done using Nationwide's Variable Annuity Fee Comparison tool; annuity fees are provided by Morningstar.
When evaluating the purchase of a variable annuity, you should be aware that variable annuities are long-term investment vehicles designed for retirement purposes and will fluctuate in value; annuities have limitations; and investing involves market risk, including possible loss of principal.
A variable annuity is a contract you buy from an insurance company. It's designed to help accumulate assets to provide income for retirement. It will fluctuate in value based on the performance of the underlying investment options. You should also know that all guarantees and protections of a variable annuity are subject to the claims-paying ability of the issuing insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are available only as investment options investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.
You may be charged a penalty if you take your money out early, if you're not yet 59½ (additional 10% tax penalty), or both. Variable annuities have fees and charges that include mortality and expense fees, administrative fees, contract fees and the expense of the underlying investment options.
Variable products are sold by prospectus. Carefully consider the investment objectives, risks, charges and expenses. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To request a copy, go to nationwideadvisory.com or call 1-866-667-0561.
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