A fully liquid, advisory variable annuity designed for accumulation and guaranteed lifetime income
Income growth and protection
Reduce fees to help unlock greater performance potential with the compounding power of tax deferral.
- 0.20% mortality & expense charge
- No surrender period or surrender charges
- No commissions
- Advisory fee-friendly
150+ investment options
We offer a full investment suite that consists of:
- 25+ fund families
- 112 rated 4- or 5-star funds
- 105 funds under 1.00% in management fees
- 33 funds under 0.50% in management fees
Client needs
- Growth potential
- Guaranteed income
- Income growth potential
- Income risk management
- Tax deferral
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Materials to share with clients
Product resources
Rider resources
Is your client’s annuity meeting their current needs?
If your client owns an annuity, Nationwide® would like to help you understand all of the features and benefits that it provides, regardless of whether it’s a Nationwide annuity. Our annuity analysis will help you review their current contract so that you can assess whether it still meets their objectives.
Our complimentary annuity analysis includes:
Contract analysis1 + Fee comparison2 + Consultation
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[1] Analysis was completed using Morningstar's Annuity Intelligence Data.
[2] The fee comparison was done using Nationwide's Variable Annuity Fee Comparison Tool; annuity fees are provided by Morningstar.
When evaluating the purchase of a variable annuity, you should be aware that variable annuities are long-term investment vehicles designed for retirement purposes and will fluctuate in value; annuities have limitations; and investing involves market risk, including possible loss of principal.
A variable annuity is a contract you buy from an insurance company. It's designed to help accumulate assets to provide income for retirement. It will fluctuate in value based on the performance of the underlying investment options. You should also know that all guarantees and protections of a variable annuity are subject to the claims-paying ability of the issuing insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.
You may be charged a penalty if you take your money out early, if you're not yet 59½ (additional 10% tax penalty), or both. Variable annuities have fees and charges that include mortality and expense fees, administrative fees, contract fees and the expense of the underlying investment options.
Nationwide, the Nationwide N and Eagle, Nationwide Advisory Retirement Income Annuity, NARIA, Nationwide Pro 4, Nationwide L.inc+ Accelerated Advisory, Nationwide L.inc+ Core Advisory and Monument Advisor are service marks of Nationwide Mutual Insurance Company. © 2026 Nationwide