Employment Practices Liability

Who we cover

  • Public and large private companies with at least $300 million in assets and 500 employees
  • All industries, including financial services, retail, and healthcare


  • Up to $10M in primary coverage
  • Up to $15 million limits available
  • Will spread capacity over multiple attachment points

Excess scope of coverage

Follows primary policy, but no broader than the most restrictive underlying insurance policy

No exclusions

Policy will not drop down due to exhaustion of sublimit, but policy will recognize payment of sublimit

Follows the underlying policy, designated as "Followed Policy," for key terms such as:
  • Cancellation
  • Discovery period
  • Notice of claims

Short policy form - only two pages in length

Need to file a claim?
24/7 claims reporting is available at 1-888-275-7992 or mlsreportaloss@nationwide.com.

Online resources