We bring speed and simplicity to securities-backed lending

Nationwide Smart CreditSM

Help clients get funds fast

With a Nationwide Smart CreditSM securities-backed line of credit (SBLOC), your clients can access cash within hours or days — not weeks. Smart Credit is a wealth management lending option for leveraging debt to access cash. It offers you and your clients:

Our streamlined digital process helps clients receive funds faster than other lending solutions — including other securities-backed lending providers.

From the initial proposal to application and servicing, our easy-to-use self-service portal provides transparency for you and your clients.

Nationwide Smart Credit has no setup or annual fees, so proactively opening lines of credit can be a smart choice for when needs arise.

Your client’s non-retirement investments serve as collateral, so rates tend to be lower than other lending options.

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Discover the benefits of liquidity without liquidation

Use our Capital Cost Comparison calculator to compare the cost and efficiency of funding your clients’ unique scenarios using up to 3 sources: a securities-backed line of credit, a home equity line of credit (HELOC) and the proceeds from liquidating investments in the market.

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Visit our Nationwide Smart Credit home page to learn more.

Representatives do not give legal or tax advice. An attorney or tax advisor should be consulted for answers to specific questions.

The purpose of a Nationwide Smart Credit line of credit must be for personal, family or household purposes and not for securities investments or to purchase or carry margin securities, which include: (1) stocks that are registered on a national securities exchange, or any over-the-counter security designated for trading in the national market system; (2) debt securities (bonds) that are convertible into margin stock; and (3) shares of most mutual funds.

California: Loans made or arranged pursuant to a California Lenders Law License. Delaware: Nationwide SBL is licensed by the Delaware State Bank CCL commissioner to engage in business in this State under license number 035414, expires 12/31/2024. Maryland: License Number 1804109. Missouri: Consumer Credit Loan Company registered by the Missouri Division of Finance, license number 367-23-8932. Oregon: License number 1804109. Rhode Island: Rhode Island Licensed Lender. Washington: License number CL-1804109. Click here for state license information and rate and fee disclosures.

Not available in Mississippi, Montana, Nevada, and Vermont.

Nationwide, the Nationwide N and Eagle, Nationwide Smart Credit and Nationwide is On Your Side are service marks of Nationwide Mutual Insurance Company.
Nationwide SBL, LLC dba Nationwide Smart Credit (NMLS): 1804109 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/