* Guarantees are subject to the claims-paying ability of the issuing insurance companies.
 DALBAR Plan Participant Service Award, 2014-2021
 Not all offerings are approved for use with all financial professionals/brokers-dealers.
 The following competing funds cannot be offered with the Nationwide Fixed Select Contract: stable value collective funds, other fixed annuity products, money market funds, and certain bond and index funds.
 The plan sponsor, and not Nationwide, selects the registered investment advisor used in conjunction with managed accounts. The plan sponsor must determine whether this service is appropriate for participants. Additional fees apply for this service. This offering may not be approved for use by all broker-dealers.
 Target date funds are asset allocation funds that are based on a targeted date when an investor plans to begin to withdraw money. These funds target the year of retirement, and the asset allocations become more conservative as retirement nears. Target date funds and lifestyle funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the target date funds and lifestyle funds, an investor is indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds.
 The self-directed brokerage account available is the Schwab Personal Choice Retirement Account® (PCRA), offered through Charles Schwab & Co., Inc. (member SIPC), a registered broker-dealer not affiliated with Nationwide
 HSAs are not taxed at a federal income-tax level when used appropriately for qualified medical expenses. Also, most states, but not all, recognize HSA funds as tax-free. Please consult a tax advisor regarding your state's specific rules.
Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.
IRON Financial, Leafhouse Financial and Wilshire Associates are not related to or affiliated with Nationwide or any of its affiliates.
Lifestyle funds — also known as target risk funds — are asset allocation funds that are managed based on different levels of risk, from conservative to aggressive.
RIA Managed Account Services is a separate financial processing service offered by Nationwide through its affiliate, RIA Services Inc., that allows sponsors of plans funded with Nationwide Group Retirement Series to make investment advisory services available to participants. The plan sponsor must determine whether this service is appropriate for participants and consistent with the terms of the plan and has exclusive responsibility for the selection of any investment advisory firm.
Nationwide Investment Advisors LLC (NIA) provides investment advice to plan participants enrolled in Nationwide ProAccount. NIA is an SEC-registered investment adviser and a Nationwide affiliate.
NIA assesses participants an asset-based fee for the managed account services.
Retirement products are offered by Nationwide Trust Company, FSB, or Nationwide Life Insurance Company.
Nationwide Funds are distributed by Nationwide Fund Distributors LLC (NFD).
The Retirement Resource Group includes Retirement Specialists and Personal Retirement Counselors. Retirement Specialists are registered representatives of Nationwide Investment Services Corporation, member FINRA, Columbus, Ohio. The information they provide is for educational purposes only and is not legal, tax or investment advice. Personal Retirement Counselors are registered representatives of Nationwide Securities LLC, member FINRA and SIPC, DBA Nationwide Advisory Services LLC in AR, CA, FL, NY, TX and WY. Securities and investment advisory services are offered through Nationwide Securities LLC, member FINRA and SIPC, and a Registered Investment Advisor. DBA Nationwide Advisory Services, LLC in AR, CA, FL, NY, TX and WY. Representative of Nationwide Life Insurance Company, affiliated companies and other companies.
Nationwide, the Nationwide N and Eagle, Nationwide Retirement Flexible Advantage, Nationwide Fixed Select Contract, Nationwide ProAccount and Retirement Resource Group are service marks of Nationwide Mutual Insurance Company. The Best of America is a service mark of Nationwide Life Insurance Company. Third-party marks that appear in this message are the property of their respective owners.