Many farm and ranch owners believe a home insurance policy covers their business operations. But if your clients grow and sell crops or raise livestock, they might not be covered. A farm insurance policy can provide comprehensive protection for their home and farm in one package.

What is a small farm?
We define small farms as farming operations with a residence on the property and less than $10,000 in account premium. They should have cash receipts and a main source of income off the farm.

Comprehensive and customizable coverage
Every farm or ranch is unique, and your clients’ insurance coverage should cover the specific risks their operations face. Understand what’s covered on a standard farm policy and work with your clients to determine where they may need additional protection for exposures specific to their operation.
farmer and child in field

Target markets

  • Family farms
  • Vegetables
  • Hay
  • Fruits
  • Row crop
  • Cattle
  • Grains
women in barn

Coverage differentiators

  • Cab glass breakage
  • Damage during towing and hitching
  • Foreign object damage
  • Contact with roadbed or ground

Market opportunity
Small farms account for over 85% of U.S. agriculture, yet many remain underinsured, creating a powerful opportunity for agents to offer protection. With rising federal support and growing risks from weather and market volatility, now is the time to become a trusted advisor in this underserved and expanding market.

Resources to help you grow:

click button
Start a quote in PolicyCenter
Share this info with your clients

So much more than coverage

Land As Your Legacy®
Risk management services
Agtech preferred pricing
Community involvement
More agribusiness resources