Middle Market appetite1

Industry overview

• Commercial excavation
• Commercial general contractors
• Concrete contractors (nonstructural)
• Electrical contractors
• HVAC/Mechanical contractors
• Site prep
• Underground utilities
• Water and sewer construction

Our target customers:

• More than $100,000 in total premium
• $750,000 or more in Construction payroll
• Risk management-focused
• All-lines solution

Industry overview

• Community food services
• Individual and family social service agencies
• Intellectual and developmental disability services
• Nonprofit thrift stores providing community-based support
• Vocational programs

Our target customers:

• $50,000-$500,000 in total premium for core target
• Packaged solutions preferred

Submission requirements

• 5-year loss runs
• Copies of abuse-prevention policies
• Applications for submitted lines, plus new-business supplemental applications

Industry overview

• Grantmaking foundations
• Civic/Social/Human rights organizations
• Museums/Libraries & Archives

Our target customers:

• $50,000-$500,000 in total premium for core target
• Packaged solutions preferred

Industry overview

• Continuing care retirement communities
• Nursing care facilities/Assisted living facilities
• Independent living – 55+

Our target customers:

• Nonprofit and organizations providing a continuum of care
• $100,000 or more in total premium
• Packaged solutions preferred

Submission requirements

• 5-year loss history
• Copy of recent financial statements
• Applications for submitted lines, plus new-business supplemental applications

Industry overview

• Fabricated metals
• Machinery & equipment
• Plastic goods
• Device manufacturing
• Electrical equipment & appliances
• Transportation equipment
• Durable goods — furniture; electrical apparatuses; appliances; industrial supplies

We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:

• More than $100,000 in total premium
• Property: $20 million or more in value
• Risk management-focused
• All-lines solutions

Industry overview

• Lessors of nonresidential buildings
• Nonresidential property managers
• Real estate agents/Brokers/Appraisers
• Rental & leasing services

We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:

• More than $100,000 in total premium
• Property: $20 million or more in value
• Risk management-focused
• All-lines solutions

Industry overview

• Caterers; food service contractors
• Full- and limited-service restaurants
• Snack and nonalcoholic beverage stands

We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:

• More than $100,000 in total premium
• Property: $20 million or more in value
• Risk management-focused
• All-lines solutions

Industry overview

• Automotive parts and accessories retailers
• Clothing and accessories
• Electronics and appliances
• Furniture and home furnishings

We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:

• More than $100,000 in total premium
• Property: $20 million or more in value
• Risk management-focused
• All-lines solutions

Industry overview

• Credit intermediation — commercial banking; credit unions; mortgage brokers
• Funds, trusts and other financial vehicles
• Insurance carriers — property & casualty; life; health; reinsurance
• Securities, commodity contracts and other financial investments

We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:

• More than $100,000 in total premium
• Risk management-focused
• All-lines solutions

Industry overview

• Advertising and public relations
• Commercial photography
• Consulting
• Marketing
• Custom computer programming
• Computer system design

We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:

• More than $100,000 in total premium
• Risk management-focused
• All-lines solutions

Industry overview

• Computer programming services
• Testing labs
• Interior/Industrial/Graphic design

We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:

• More than $100,000 in total premium
• Risk management-focused
• All-lines solutions

Industry overview

• Accountants and tax prep
• Notaries
• Offices of lawyers
• Payroll services

We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:

• More than $100,000 in total premium
• Risk management-focused
• All-lines solutions