Middle Market appetite1
Learn more about our preferred industry appetite.
At Nationwide®, we’re committed to understanding the complex needs of businesses in the industries we serve and offering specialized products and services to meet their unique demands.
Industry overview
- Commercial excavation
- Commercial general contractors
- Concrete contractors (nonstructural)
- Electrical contractors
- HVAC/Mechanical contractors
- Site prep
- Underground utilities
- Water and sewer construction
Industry risk characteristics/eligibility
Our target customers:
- More than $100,000 in total premium
- $750,000 or more in Construction payroll
- Risk management-focused
- All-lines solution
Industry overview
- Community food services
- Individual and family social service agencies
- Intellectual and developmental disability services
- Nonprofit thrift stores providing community-based support
- Vocational programs
Industry risk characteristics/eligibility
Our target customers:
- $50,000-$500,000 in total premium for core target
- Packaged solutions preferred
Submission requirements
- 5-year loss runs
- Copies of abuse-prevention policies
- Applications for submitted lines, plus new-business supplemental applications
Industry overview
- Grantmaking foundations
- Civic/Social/Human rights organizations
- Museums/Libraries & Archives
Industry risk characteristics/eligibility
Our target customers:
- $50,000-$500,000 in total premium for core target
- Packaged solutions preferred
Industry overview
- Continuing care retirement communities
- Nursing care facilities/Assisted living facilities
- Independent living – 55+
Industry risk characteristics/eligibility
Our target customers:
- Nonprofit and organizations providing a continuum of care
- $100,000 or more in total premium
- Packaged solutions preferred
Submission requirements
- 5-year loss history
- Copy of recent financial statements
- Applications for submitted lines, plus new-business supplemental applications
Industry overview
- Fabricated metals
- Machinery & equipment
- Plastic goods
- Device manufacturing
- Electrical equipment & appliances
- Transportation equipment
- Durable goods — furniture; electrical apparatuses; appliances; industrial supplies
Industry risk characteristics/eligibility
We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:
- More than $100,000 in total premium
- Property: $20 million or more in value
- Risk management-focused
- All-lines solutions
Industry overview
- Lessors of nonresidential buildings
- Nonresidential property managers
- Real estate agents/Brokers/Appraisers
- Rental & leasing services
Industry risk characteristics/eligibility
We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:
- More than $100,000 in total premium
- Property: $20 million or more in value
- Risk management-focused
- All-lines solutions
Industry overview
- Caterers; food service contractors
- Full- and limited-service restaurants
- Snack and nonalcoholic beverage stands
Industry risk characteristics/eligibility
We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:
- More than $100,000 in total premium
- Property: $20 million or more in value
- Risk management-focused
- All-lines solutions
Industry overview
- Automotive parts and accessories retailers
- Clothing and accessories
- Electronics and appliances
- Furniture and home furnishings
Industry risk characteristics/eligibility
We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:
- More than $100,000 in total premium
- Property: $20 million or more in value
- Risk management-focused
- All-lines solutions
Industry overview
- Credit intermediation — commercial banking; credit unions; mortgage brokers
- Funds, trusts and other financial vehicles
- Insurance carriers — property & casualty; life; health; reinsurance
- Securities, commodity contracts and other financial investments
Industry risk characteristics/eligibility
We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:
- More than $100,000 in total premium
- Risk management-focused
- All-lines solutions
Industry overview
- Advertising and public relations
- Commercial photography
- Consulting
- Marketing
- Custom computer programming
- Computer system design
Industry risk characteristics/eligibility
We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:
- More than $100,000 in total premium
- Risk management-focused
- All-lines solutions
Industry overview
- Computer programming services
- Testing labs
- Interior/Industrial/Graphic design
Industry risk characteristics/eligibility
We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:
- More than $100,000 in total premium
- Risk management-focused
- All-lines solutions
Industry overview
- Accountants and tax prep
- Notaries
- Offices of lawyers
- Payroll services
Industry risk characteristics/eligibility
We tailor our specialized protection solutions for growing businesses that meet one of the following criteria:
- More than $100,000 in total premium
- Risk management-focused
- All-lines solutions
Review our appetite flier (PDF).
[1] Appetite is not intended to replace company eligibility criteria, which may vary by state.