Farm & ranch appetite1

Property and liability + CountryChoice endorsement

Similar to a homeowners policy, the CountryChoice package offers property and liability coverage, plus farm coverages.

An AgriChoice policy can provide basic, broad or special coverages, depending on your customers' needs.

• Rental reimbursement on farm machinery and equipment
• Equipment breakdown coverage for equipment built into outbuildings
• GPS equipment covered for special causes of loss
• Cab glass repair or replacement, with no deductible
• Foreign object damage to combines, covered at no additional charge
• Damage during towing and hitching, covered at no additional charge

Optional coverages:

• Farm machinery contact with roadbed or ground, covered at no additional charge
• Primary coverage for borrowed farm machinery (customer’s insurance pays first)
• Fire extinguisher recharge costs
• $5,000 coverage for credit card fraud
• Provisions in the event of unwarranted animal cruelty lawsuits

For dwellings, contents and farm structures, you can select the level of coverage that's right for your customer's operation. For equipment, livestock and other farm property used, the policy will define coverage based on which causes of loss apply.

Property and liability + available commercial endorsements

We start with an AgriChoice policy to protect buildings, machinery, equipment and livestock. Then you can add the endorsements and additional liability protection that your customers need for specific commercial exposures.

Can protect against:

• Employee dishonesty
• Foundations and other underground property issues
• Money and securities theft
• Damage or theft of property in transit

Farm liability insurance coverage can be tailored to include:

• Agricultural and food products sold or processed for others
• Agricultural services performed for others
• Agritourism
• Farm premises and operation

Liability protection for owning, maintaining or using:

• Commercial autos
• Farm autos
• Nonowned or hired autos

AgriChoice Plus also includes provisions to help protect against employment practices lawsuits. This includes protection from unfounded animal cruelty claims.