See how SmartRide® can help increase sales and retain1 your clients by rewarding safe drivers.

Try it yourself to see how easy it is to participate!

How does it work?

Nationwide rewards safe driving. Customers can easily participate with the SmartRide device, which takes just 5 minutes to plug in.

10 percent participation discount; Up to 25 percent off premium; Personalize feedback on driving habits

SmartRide measures four factors

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Miles driven

The number of miles driven during a trip

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Hard braking & acceleration

How often there are abrupt slowdowns or accelerations in excess of 7.7 mph per second

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Night driving

Driving between midnight and 5 a.m.

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Idle time

The length of time stopped during a trip

How customers use SmartRide

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number 1 iconWe send customers a small device that plugs into their car and measures driving trends.

number 2 iconThey can go online to track their discount and get personalized feedback about driving trends.

number 3 iconAt the end of the program, customers send back the device and lock in the final discount, which applies at the next policy renewal.2

Use this guide to get customers started with the SmartRide device quickly and easily — activation takes just 5 minutes.

Marketing resources

Visit our social media platform and Marketing Central to get the latest usage-based content to share with customers. Search “SmartRide” to access these materials.

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Use Nationwide Express® in Agent Center for fast, easy quoting.
Contact your Personal Lines Sales or Territory Manager to learn more.

1 2019 national Nationwide data for customers who completed the SmartRide evaluation period.

2 SmartRide program criteria differ in California and North Carolina. Stated discounts are approximations. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Final discount applies at the next policy renewal and is subject to change based upon actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.