Learn about Smart Credit

What is SBL?

Learn how an SBL can help with liquidity needs

Why Nationwide’s SBL?

Understand the unique benefits of an SBL with Nationwide

Nationwide + Supernova Technology

Our SBL technology allows a quick application and approval process managed in an end-to-end lending platform powered by Supernova Technology

The Smart Credit Process

What to expect: This short video explains the easy 5-step process, from initiating the loan with your financial professional through approval of your new line of credit

SBL MythBusters

Let us help dispel common misconceptions about securities-backed lending (SBL)

Uses for Smart Credit

Managing Money Like a CFO

Learn about the advantages of leveraging debt with our SBL to increase liquidity

Managing through market volatility

Learn how you can use an SBL during times of market turbulence

Advantages and Usages

Consider Nationwide Smart CreditSM for life's larger purchases and expenses without liquidating assets and disrupting an investment strategy.

Need help?
For more information about Nationwide Smart Credit, call 1-888-543-9122 or email us at smartcreditsales@nationwide.com.


Representatives do not give legal or tax advice. An attorney or tax advisor should be consulted for answers to specific questions.

The purpose of a Nationwide Smart Credit line of credit must be for personal, family or household purposes and not for securities investments or to purchase or carry margin securities, which include: (1) stocks that are registered on a national securities exchange, or any over-the-counter security designated for trading in the national market system; (2) debt securities (bonds) that are convertible into margin stock; and (3) shares of most mutual funds.

California: Loans made or arranged pursuant to a California Lenders Law License. Delaware: Nationwide SBL is licensed by the Delaware State Bank CCL commissioner to engage in business in this State under license number 035414, expires 12/31/2024. Maryland: License Number 1804109. Missouri: Consumer Credit Loan Company registered by the Missouri Division of Finance, license number 367-23-8932. Oregon: License number 1804109. Rhode Island: Rhode Island Licensed Lender. Washington: License number CL-1804109. Click here for state license information and rate and fee disclosures.

Not available in Mississippi, Montana, Nevada, and Vermont.

Nationwide, the Nationwide N and Eagle, Nationwide Smart Credit and Nationwide is On Your Side are service marks of Nationwide Mutual Insurance Company.
Nationwide SBL, LLC dba Nationwide Smart Credit (NMLS): 1804109 NMLS Consumer Access: https://www.nmlsconsumeraccess.org/