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Are you an agent? Find out more about our group insurance benefit plans and how they help employers and employees.

The chances that your employees will need disability insurance may be greater than you realize. Yet, most people aren't prepared to cover their daily living expenses, let alone ongoing financial obligations, if a disability would prevent them from working.

Our short-term and long-term disability insurance can help provide peace of mind for your employees, their families and you.

Insure their well-being with a disability plan

Most people aren't prepared to cover their daily living expenses, let alone ongoing financial obligations, if a disability would prevent them from working. Disability insurance can help provide peace of mind for your employees and their families.

Nationwide Employee Benefits® offers employers a choice of short-term disability and long-term disability plans.

Rehabilitation and return-to-work incentives

Getting back to work is critical for employees, their families and their employer. That's why we've built flexible disability plans that help benefit everyone involved.

Employee assistance program (EAP)

Included with group life or group disability plans, EAP services help employees and their household members get free and confidential access to extensive work/life resources, including.
  • Advice on handling difficult life events, like losing a loved one
  • Parenting information and services
  • Child and elder care provider databases
  • Online financial tools and calculators
  • Identity-theft consultation

Travel assistance services

We’ve partnered with Generali Global Assistance (GGA) to provide travel assistance services to group life and group disability insurance policyholders. When employees and their household members are traveling for personal or business purposes more than 100 miles from home (for trips up to 90 days), they have access to services such as:

  • 24-hour access to a multilingual US-based service center
  • Pre-trip assistance services, such as visa and entry requirements, travel advisories, consulate or embassy information and other
  • Help locating doctors, dentists and medical facilities
  • Emergency medical assistance
  • Coordination and arrangement for medical evacuation

Learn more about travel assistance.

Identity theft assistance

We’ve partnered with Generali Global Assistance to provide identity theft protection to group life and group disability insurance policyholders at no additional cost. Employees have 24/7 access to our team of U.S.-based, certified identity theft resolution specialists, who provide the following services:

  • Credit information review
  • Opt-out services
  • ID theft resolution kit
  • Credit card replacement assistance
  • ID theft affidavit assistance
  • Identification replacement
  • Credit bureau notification
  • Emergency travel services

Learn more about ID theft assistance.

Additional standard and optional long-term disability benefits and services

These additional standard benefits are available:
  • Catastrophic disability assistance (for plans with 5+ year duration)
  • Early intervention services
  • Recurrent disability
  • Social Security assistance
  • Rehabilitation Services
  • Workplace modification
These optional long-term disability benefits and services may be added to enhance your disability plan:
  • Employer pension plan contribution
  • Cost of Living Benefit (COLA)
  • Additional Catastrophic Disability Coverage
  • Education benefit
  • Family care benefit
  • Infectious & contagious diseases benefit
  • Rehabilitation incentive benefit
  • Retirement contribution benefit
  • Student loan repayment benefit
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Group insurance plans. Key person benefits. Retirement plans. Take a look at all of our employee benefits.
Need a quote? Call us at 1-888-674-0385, 8 a.m. – 4:30 p.m. ET weekdays or send us an email.
Products and benefits are not available in all states. The benefits outlined here are for illustrative purposes only and should not be considered a proposal for coverage. Limitations and exclusions apply. Additional plan options are available with underwriting approval.