We offer a range of car insurance discounts that can help lower your monthly premiums - learn more about each discount type below and start saving today.

Ways to save on auto insurance


Save up to 20% when you bundle home and auto.


Safe drivers save up to 40%.

Accident free

Get a discount by maintaining an accident-free driving record.

Good student

Drivers age 16 to 24 who maintain a B average or better are eligible for a discount.

Defensive driving

Complete a state-approved safety course and get a discount. (You may have to be 55 or over to be eligible.)


Discount applies if your vehicle is equipped with certain anti-theft devices. Proof of installed device may be required.

Safe Driver

A safe driving discount from Nationwide could help you save money on your car insurance.

Easy Pay sign-up

Set up automatic deductions from your bank account and get a one-time discount.

Affinity member

Get a discount just for being a member of a qualifying organization. We partner with hundreds of organizations, including alumni associations, professional groups, sports groups and special interest groups.


Plug in, drive and start saving today. Earn an instant 10% discount just by signing up for our usage-based insurance program.1

Learn how SmartRide works »

Go paperless

You may be eligible for a recurring discount when you sign up for paperless documents

Learn how to go paperless »

On Your Side® Review

Make sure your insurance keeps up with your life and you get all the discounts you deserve.

More about On Your Side® Reviews »

[1] Availability varies. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.