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    Auto insurance

    Auto insurance discounts

    Are you a Nationwide member?
    Reach out to your local agent or give us a call at 844-271-2405.

    Ways to save on auto insurance

    Dependable car insurance shouldn’t have to break the bank. That’s why Nationwide® offers discounts on car insurance and gives members a variety of ways to save. Learn more about our auto insurance discounts and see if you qualify for an even more affordable rate.

    SmartRide®

    Activate the app, drive and start saving today. Earn a discount, including an instant 10% when you enroll, with our usage-based insurance program that gives you feedback to make safer driving decisions.1

    A man examines the engine of a vehicle parked in a driveway while a woman looks at her smartphone

    Multi-policy

    Nationwide can help you save an average of $1,032 when you bundle your home and auto policies.2

    SmartMiles®

    Drive less, pay less. Get the same great coverage as a traditional Nationwide auto policy, but with a flexible monthly premium that's based on how many miles you drive.

    Accident Forgiveness

    Get a discount by maintaining an accident-free driving record.

    Good student

    Drivers age 16 to 24 who maintain a B average or better are eligible for a discount.

    Defensive driving

    Complete a state-approved safety course and get a discount. (You may have to be 55 or over to be eligible.)

    Anti-theft

    Discount applies if your vehicle is equipped with certain anti-theft devices. Proof of installed device may be required.

    Safe driver

    Nationwide rewards customers who are free of at-fault accidents and major violations. If you have at least 5 years of safe driving, you could be eligible for a more affordable car insurance rate.

    Automatic payments

    Set up automatic deductions from your bank account and get a one-time discount.

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    Go paperless
    You may be eligible for a recurring discount when you sign up for paperless documents. Learn how to go paperless.

    [1] Availability varies. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.

    [2] Average annualized savings on home and auto premiums, compared to stand-alone price of each policy, based on national sample from March through May 2024. Actual savings will vary based on state, policy coverage selections and rating factors.

    Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declarations pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages