Dependable car insurance shouldn’t have to break the bank. That’s why Nationwide offers discounts on car insurance and gives members a variety of ways to save. Learn more about our auto insurance discounts and see if you qualify for an even more affordable rate. Get an online quote and start saving today with Nationwide.

Ways to save on auto insurance

We offer a range of car insurance discounts that can help lower your monthly premiums - learn more about each discount type and start saving today.


Save an average of $646 when you bundle home and car insurance with Nationwide.[2]


Plug in, drive and start saving today. Earn a discount by joining our usage based insurance program that gives you feedback to make safer driving decisions.


Drive less, Pay less. Get the same great coverage as a traditional Nationwide auto policy, but with a flexible monthly rate that's based on how many miles you drive.

Accident free

Get a discount by maintaining an accident-free driving record.

Good student

Drivers age 16 to 24 who maintain a B average or better are eligible for a discount.

Defensive driving

Complete a state-approved safety course and get a discount. (You may have to be 55 or over to be eligible.)


Discount applies if your vehicle is equipped with certain anti-theft devices. Proof of installed device may be required.

Safe Driver

Nationwide rewards customers who are free of at-fault accidents and major violations. If you have at least 5 years of safe driving, you could be eligible for a more affordable car insurance rate.

Automatic payments

Set up automatic deductions from your bank account and get a one-time discount.


Plug in, drive and start saving today. Earn an instant 10% discount just by signing up for our usage-based insurance program.1

Learn how SmartRide works

Go paperless

You may be eligible for a recurring discount when you sign up for paperless documents

Learn how to go paperless

On Your Side® Review

Make sure your insurance keeps up with your life and you get all the discounts you deserve.

More about On Your Side® Reviews

[1] Availability varies. Enrollment discount applies during data collection; final discount is calculated on driving behavior and could be zero. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. Final discount applies at the next policy renewal and remains until drivers or vehicles on the policy change.

[2] Average annualized savings on home and auto premiums, compared to stand-alone price of each policy, based on national data from May 2020. Actual savings will vary based on state, policy coverage selections, and rating factors.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.