[1] Data analysis in 2026 derived from SmartRide mobile app participants who had phone distractions while the vehicle was moving faster than 15km per hour.
[2] Nationwide Agency Forward Driving Behavior Survey (2025)
[3] Focused Driving Rewards is not currently available in AK, CA, HI, LA, MA, NY or OK.
Focused Driving Rewards is not insurance and does not require the purchase of a policy or a quote. Participation is optional and subject to terms and conditions. Nationwide may terminate the program at any time.