Are you a Nationwide member?
Reach out to your local agent or give us a call at 844-538-9989.

Ways to save on your homeowners insurance

Dependable homeowners insurance shouldn’t have to strain your family’s budget. Nationwide® helps you get affordable insurance by offering a range of home insurance discounts. Find out which homeowners insurance discounts you qualify for and start your quote today.

Smart home

Learn more about Nationwide’s current smart home program and talk to your agent to find out if smart home technology can help you avoid costly damages and could save you money on premiums (not available in all states).

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Multi-policy

Combine and save an average of $1,032.1 Get a discount on home and renters insurance when you bundle your property and auto insurance with Nationwide.

Protective device

Get a discount if your home has smoke detectors, fire alarms, burglar alarms or other qualifying devices.

Claims-free

You may qualify for a lower premium on your home insurance when you stay claims-free.

Home renovation credit

Get a discount for renovating your home’s plumbing, heating, cooling or electrical systems.

Roof rating

Save based on your roof's age and surface type.

Home purchase

Receive a discount if you purchased a home within the last 12 months.

Prior insurance

This discount is available to new members and is based on the number of years you were continuously insured by your previous carrier.

Gated community

A discount is available when all vehicle entrances to your community are protected at all times by security guards, residence cards or key-lock devices.

As required under s. 627.0629, Florida statutes, if you wish to learn more about the available windstorm discounts, please click the following link for additional information: Florida Residential Property Windstorm Discounts.

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Check in with an annual review

At an annual review, we'll make sure that your insurance is right for your unique needs and confirm that you're getting every discount available.

More about annual reviews

Are you interested in renters insurance?

[1]  Average annualized savings on condo and auto premiums, compared to stand-alone price of each policy, based on national sample from March through May 2024. Actual savings will vary based on state, policy coverage selections and rating factors.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declarations pages, which control coverage determinations. Such terms may vary by state, and exclusions may apply.

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