No matter where your home is located in Utah, from Salt Lake City to Provo to St. George and beyond, you are bound to bask in the beautiful mountainous backdrops of the state. With the perfect home in the perfect location, wouldn't you want to protect your investment? At Nationwide, we offer a variety of Utah homeowners insurance policies to ensure you safeguard your home against theft and other covered damages. Our agents work closely with our members to craft coverage that's right for you. Learn more about our homeowners insurance discounts and apply for a quote today.
Utah homeowners coverages and discounts
What we can cover
Homeowners insurance can protect your home against theft, fire, lawsuits, weather damage and other covered losses.
What factors go into determining a homeowners insurance rate?
While the average cost of homeowners insurance varies based on a number of components, these are common factors that insurance companies use to assess risk and determine your rate:
Location includes the state, ZIP code, and claims history of the area.
The materials that were used to build the house. If a custom home is being built additional coverage may be required to cover the construction site.
Age of the house
How new or old the house is, and the upgrades that were made to an older home.
The replacement cost is the cost of fully rebuilding the same house. This is typically assessed by an appraiser.
Owning a swimming pool may increase your liability coverage to cover possible injuries.
If you a run a business out of your home your premium may increase to cover the inventory, equipment, and supplies.
The type of coverage you choose and how much personal property and liability protection you want your home insurance policy to cover.
Policy features that may meet the needs of Utah homeowners
Regardless of whether you reside in West Valley City, Orem, Taylorsville or anywhere in between, rest assured that your home and personal belongings will be protected under Nationwide's Utah homeowners insurance.
Water backup1 can help protect you from losses caused by backed-up sewer or drain water.
Identity theft protection helps defend you against fraud and identity theft and can stop damages to your credit within minutes.
Nationwide agents throughout Utah are ready to assist you
A Nationwide On Your Side® Review is a free, annual consultation and insurance assessment that can help you:
Increase or decrease your deductible(s)
Determine the home insurance coverage options that are right for your budget and situation. For instance, did you recently build a garage or gazebo you need covered? Have you installed a protective device that could qualify you for a discount? The On Your Side® Review is a great time to make these types of updates to your policy.
 Water Backup is an optional feature. Exclusions and limits apply. Details vary by state and policy language. Please consult your policy for the specifics of your selected coverages.
Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.