With an Additional Term Insurance Rider on your life insurance policy, you get the necessary death protection you need, while having the opportunity to grow the cash balance of your life insurance policy.

Rider details

An Additional Term Insurance Rider blends term life insurance and variable universal life coverage on one policy.

The amount you’re able to buy depends on the amount of your base policy coverage. Please refer to your insurance contract, product prospectus or investment professional for specific details.

Available products

The following life insurance policies are available with the Additional Term Insurance Rider.
Not sure which type of life insurance is right for you?

Optional riders that customize a policy to fit individual needs usually carry an additional charge and are only available through the purchase of variable universal life insurance products. Riders may be known by different names in different states and may not be available in every state.

Variable products are sold by prospectus. The product and underlying fund prospectuses contain this and other important information. Investors should read them carefully before investing. To obtain a product prospectus call 1-800-321-6064, contact an insurance professional or click on the prospectus link on Nationwide.com.

Guarantees are subject to the claims-paying ability of the issuing life insurance company. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.