Find the California motorcycle insurance coverage that can keep pace with your riding. Whether you are cruising with your friends down the legendary Pacific Coast Highway, heading from San Francisco to Tahoe for a weekend of outdoor adventure, or taking in the beautiful scenery of Napa Valley, we have California motorcycle insurance coverage options to meet your needs.

California motorcycle insurance coverage

  • Liability coverage can help provide protection from expenses stemming from bodily injuries or motorcycle damages in an accident.
  • Collision coverage can help cover the physical damage to your motorcycle as a result of an accident.
  • Comprehensive coverage can help pay for damages that are not the result of a collision, such as natural disasters or theft.
  • Underinsured or uninsured coverage can help provide coverage from drivers who do not have the money or proper liability insurance coverage to pay for physical damages or bodily injuries that result from an accident.

Learn more about the motorcycle coverage options Nationwide offers that can protect a wide variety of bikes including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds. You can even have numerous bikes on one motorcycle policy.

California motorcycle insurance discounts

Nationwide offers multiple discounts to help you save, such as a multi-policy discount, multi-vehicle discount, riding association discount and more. Learn about our motorcycle insurance discounts, and start saving today.

Is motorcycle insurance required in California?

Yes, motorcycle insurance is required and you must show proof of insurance prior to registering your motorcycle. The consequences of riding uninsured can result in varying penalties such as fines and license suspension. If you are uninsured and involved in an accident you have to pay out-of-pocket vehicle repair and medical costs.

Free California motorcycle insurance quote

Get a California motorcycle insurance quote in minutes. Click the button above to start a quote online, speak with a local agent or call 1-877-669-6877.

Reliable motorcycle insurance in California

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Get reliable protection for your motorcycle, including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds.

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Protect your classic bike with classic motorcycle coverage from Nationwide.

Vintage motorcycle insurance

Optional motorcycle insurance coverages

Custom equipment

This covers aftermarket parts and equipment not originally installed on your motorcycle by the manufacturer.

OEM endorsement

Original equipment manufacturer (OEM) endorsement ensures that your motorcycle is repaired with new parts from the original manufacturer.

Roadside Assistance

A Roadside Assistant field representative will be dispatched to your location to help with towing, battery jump start, gas delivery, and a flat tire change.

Want to find a local agent in your neighborhood?
We have Nationwide agents throughout California.
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Have a scooter or moped?
Learn more about Nationwide's moped and scooter insurance options.

Nationwide coverage in California

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.