4 reasons to pick our Self-Funded Program

Reference-based pricing: Reference-based pricing plans pay based on a multiple of the Medicare reimbursement rate or the derived equivalent. That means the plan offers more control over costs.

These value-added features can be added to most plan designs. We strive to reduce overall health care expenses, and these features can help with that.

Recuro Health Virtual Care telemedicine services connect patients virtually to U.S. board-certified doctors and therapists.

Recuro urgent care offers U.S. board-certified doctors and medical providers that are available 24/7 to diagnose, treat and prescribe medication (when medically necessary) for many minor illnesses and injuries such as colds, flu, sore throats or allergies, via phone or online video visits.

Recuro behavioral care offers licensed therapists that can help with a wide range of mental and emotional health needs for adults and children ages 10 and older. Members receive ongoing support, on their schedule, from the comfort and privacy of their own home via phone or online video visits in as little as 48 hours.

The wellness program through Vitality® is available with most plan designs. With this unique program, along with the self-funded plan, employees can get healthier while enhancing and protecting their lives. When plan members do healthy right, they can lower their health care expenses.

Researching health care providers can help save on costs and empower patients to select the provider that best fits their needs. With the Self-Funded Program through Nationwide, members have multiple ways to search and explore provider options.

• Provider search tool. Our reference-based pricing plan designs include a provider search resource. This cost and quality navigation tool helps members access quality health care at a fair price. With this easy-to-use plan feature, members can shop around for low-cost, high-quality providers.
• Network search tools. In addition to our transparency tools, all of the networks available with our program have provider searches available for members. These can filter in-network providers by location, specialty and more.

Plan and product availability varies by state.

[1] These plans do not remove the possibility of the employer penalty in the event that an eligible employee purchases insurance through the Federal Marketplace for employers with groups over 50 full-time employees.

The Self-Funded Program through Nationwide provides tools for employers owning small to midsized businesses to establish a self-funded health benefit plan for their employees. The benefit plan is established by the employer and is not an insurance product. Stop loss insurance policies are underwritten by Nationwide Life and Benefits Insurance Company, Columbus OH, in AK, AR, AZ, CT, IL, MA, PA, TX, WI; Integon National Insurance Company in NY; and National Health Insurance Company in CO, WA and all other states where offered. Product availability and specific provisions may vary by state.