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Self-funded solutions from a carrier you can trust

Experience dependable solutions and relationships you value backed by Nationwide’s commitment to innovation and growth. Nationwide® provides a wide range of self-funded health solutions and custom stop loss options through our trusted managing general underwriter (MGU) partnerships.

Plan design options

Self-funded plan designs are a great choice for employers who are looking for ways to take control of their health care costs. Employers may even receive a refund in years when claims are lower than planned.

Core Value
Our reference-based pricing plan determines benefits based on a multiple of the Medicare reimbursement rate, or a derived equivalent, delivering great savings potential.
Learn more about Core Value.
Network-only and PPO
Network-only plans pay benefits for in-network and emergency services only. PPO plans pay benefits for both in-network and out-of-network services, with secured network savings.
Affordable benefit plans that put employees first
Save on health coverage with transparent, quality‑focused care.
Explore Core Value

Medical stop loss plans from our partner MGUs

A business owner holds a tablet computer and smiles broadly, knowing his employees have affordable health care.

For more than 20 years, Nationwide has partnered with highly specialized managing general underwriters (MGUs) to offer medical stop loss insurance. This key coverage protects employers with self-funded plans from the risk of catastrophic claims. Our network of MGUs can help determine the optimal level of coverage for each employer.

Learn more about our offerings

Featured articles

Level funding gives employers the flexibility of self-funding with the predictability of fixed monthly payments.
Stop loss coverage helps employers control risk. When claims exceed a certain amount, we have you covered.
Reference-based pricing offers employers a smarter way to control health care spending.
Want predictable costs or more control and savings? We can help you decide if self-funding fits your business’s needs.
With flexible plan designs and value-added features, our plans deliver value and convenience for business owners.
From predictable payments to cost-saving features, self-funding is designed to help businesses thrive.
Are you an employer looking for a quote?
Request a quote
Have questions? Give us a call.
Current clients: 1-888-659-1859 | New clients: 1-877-877-0245
Nationwide no longer writes new fully insured plans.
To access certificates and forms for existing clients, visit our fully insured documents page.

The Self-Funded Program through Nationwide provides tools for employers owning small to midsize businesses to establish a self-funded health benefit plan for their employees. The benefit plan is established by the employer and is not an insurance product. Stop loss insurance policies are underwritten or reinsured by Nationwide Life and Benefits Insurance Company – see nationwide.com/stoplossdisclaimer for details. Product availability and specific provisions may vary by state.